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Pagaya Technologies Ltd. valuation and forecast

Explore the models for Pagaya Technologies Ltd., adjust their assumptions and compare your own valuation with the platform's.

Your valuation workspace

What is PGY worth to you?

Start with the company's financial data. Make the assumptions your own.

6 models available

01 / Assumptions

Follow the forecast

The cash flows behind your value

USD per share
View annual figures
Forecast yearCash flow / share

Negative cash flows are shown in terracotta. Before the terminal value and equity bridge. Residual-income models show excess earnings; dividend models show dividends.

See the range of possibilities

Compare and combine your models

Your weighted value—

Weights start with the platform's included models. Change them to build your own combination. Select a model name to edit its assumptions.

ModelYour value / shareWeight

The platform's price and consistency filters are not reapplied to your scenarios.

Other model types 16 unavailable for PGY

Justified price-to-book

return on equity is not positive

Dividend discount (two-stage)

pays no regular dividend

Cash-flow DCF

This model does not apply to this company with the available financial data.

Revenue-to-maturity DCF

This model does not apply to this company with the available financial data.

Growth DCF

This model does not apply to this company with the available financial data.

Peer P/E

This model does not apply to this company with the available financial data.

Peer price-to-FFO

This model does not apply to this company with the available financial data.

Peer price-to-sales

This model does not apply to this company with the available financial data.

Forward peer price-to-sales

This model does not apply to this company with the available financial data.

PEG comparison

This model does not apply to this company with the available financial data.

Growing-dividend model

This model does not apply to this company with the available financial data.

REIT funds from operations

This model does not apply to this company with the available financial data.

Utility earnings

This model does not apply to this company with the available financial data.

Book value / net assets

This model does not apply to this company with the available financial data.

Reported crypto treasury NAV

This model does not apply to this company with the available financial data.

Proved-reserve NAV

This model does not apply to this company with the available financial data.

Model values are estimates under the assumptions shown. They are not share-price forecasts or investment advice.

Valuation models compared

Price-to-book vs return on equity (peers)left out of the combined value: out of range vs price (0.10x)
~$1.9
Price-to-book vs peersBook value per share times peers' typical (harmonic-mean) price-to-book.
~$5.1~$6.6–$9.8
Forward price-to-earnings vs peersNext year's consensus earnings per share times peers' typical (harmonic-mean) forward price-to-earnings.
~$40~$38–$48
Models combinedweighted average of 2 models; primary model counts double
~$23~$5.1–$40

Different models answer different questions: the cash-flow models ask what the business generates for owners; the peer multiples ask what similar companies in our coverage trade on. Where they disagree, the gap is the story. Projections are estimates based on current data, updated daily. Not investment advice. How each model works.

Analyst recommendations

11 analysts, Oct 2026
Buy11100%
Hold00%
Sell00%

Monthly trend

  1. Oct 20262911
  2. Sep 20262911
  3. Aug 20262810
  4. Jul 20262810

Counts of recommendations published by analysts covering Pagaya Technologies Ltd., by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Price history

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Third-party market data · may be delayed

PGY valuation questions

How does Fundamentalytics value Pagaya Technologies Ltd.?
We use the models that fit Pagaya Technologies Ltd.'s business and available financial data: price-to-book vs peers, forward price-to-earnings vs peers. Each model has its own assumptions and data requirements. The calculator explains which models are available and lets you adjust their inputs.

Data: SEC EDGAR filings, retrieved November 2, 2026. Method: how we value companies. Disclosures: research and recommendations disclosure. Back to Pagaya Technologies Ltd.

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