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Pagaya Technologies Ltd. balance sheet

At the end of fiscal 2025, Pagaya Technologies Ltd. had total assets of $1.55bn, total liabilities of $960m and shareholders' equity of $480m. It held $235m in cash against $194m of debt: net cash of $41.4m.

Balance sheet

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMSept 2026
Cash and equivalents5191310186188235247
Receivables—32598098——
Total current assets—247420303351——
Goodwill——011232325
Total assets—5901,0451,2081,2911,5461,798
Accounts payable—12217——
Total current liabilities—2912875195——
Short-term debt—06238———
Long-term debt———0321——
Total debt038140272341194314
Total liabilities—1062804687759601,102
Shareholders' equity881554560326480622
Non-controlling interests and other (assets − liabilities − equity)—48321218018910574
Net debt (negative = net cash)−5−153−17085153−4167

Balances at each fiscal year end (quarter end in the quarterly view). Total debt is short- plus long-term borrowings, including lease debt where the company reports it within debt. Where assets do not equal liabilities plus shareholders' equity, the difference (non-controlling interests, redeemable preferred shares) is shown on its own line.

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Figures from Pagaya Technologies Ltd.'s SEC filings (10-K and 10-Q), retrieved November 2, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Pagaya Technologies Ltd.