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Pagaya Technologies Ltd. income statement

In fiscal 2025, Pagaya Technologies Ltd. reported revenue of $1.30bn, up 26.1% on the year before, operating income of $264m (a 20.3% margin) and net income of $81.4m, or $0.93 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMSept 2026
Revenue994757498121,0321,3011,430
Cost of revenue49232451509598749802
Gross profit50242298303435552628
Research and development126615174777570
Selling and marketing65010450505441
General and administrative11132294203241160140
Operating income21−6−252−2467264378
Income before tax21−62−276−181−42152136
Income tax18161625−20−4
Net income14−91−302−128−40181154
Diluted EPS$0.02−$8.25−$8.22−$2.14−$5.66$0.93$1.63
Diluted shares (average)17m16m38m60m71m83m94m
EBITDA22−5−245−596294397

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

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Figures from Pagaya Technologies Ltd.'s SEC filings (10-K and 10-Q), retrieved November 2, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Pagaya Technologies Ltd.