Selectquote, Inc. key statistics and ratios

In fiscal 2026, Selectquote, Inc. had return on equity of 17.7%, an operating margin of 4.6%, debt equal to 110.0% of equity and a current ratio of 1.82. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Selectquote, Inc.: financial ratios, annual
Fiscal year	2018Jun 2018	2019Jun 2019	2020Jun 2020	2021Jun 2021	2022Jun 2022	2023Jun 2023	2024Jun 2024	2025Jun 2025	2026Jun 2026
Gross margin	64.3%	69.1%	68.4%	99.8%	91.6%	77.5%	69.4%	58.7%	54.9%
Operating margin	18.5%	28.5%	24.6%	20.7%	−45.3%	1.2%	4.9%	4.5%	4.6%
Net margin	14.9%	21.5%	15.0%	13.4%	−38.9%	−5.8%	−2.6%	3.1%	3.8%
Free-cash-flow margin	−4.4%	−1.1%	−13.5%	−14.0%	−47.5%	−2.1%	0.9%	−0.9%	1.7%
Return on equity	18.6%	32.3%	19.7%	20.6%	−56.2%	−15.9%	−10.3%	14.2%	17.7%
Return on assets	—	17.8%	10.7%	10.0%	−21.9%	−4.7%	−2.8%	3.9%	4.9%
Asset turnover	—	0.83	0.71	0.74	0.56	0.80	1.10	1.25	1.28
Current ratio	—	3.10	5.36	4.44	3.55	2.65	1.91	1.60	1.82
Debt to equity	0.0%	4.2%	57.3%	69.2%	180.4%	201.3%	215.7%	113.2%	110.0%
Interest cover (operating income ÷ interest)	46.5x	58.0x	5.3x	6.6x	n/m	0.1x	0.7x	0.9x	1.7x
Effective tax rate	15.9%	23.3%	23.6%	21.0%	—	—	—	1.9%	18.5%
SG&A as % of revenue	—	—	—	6.8%	13.2%	13.6%	10.7%	10.8%	9.2%
Capital spending as % of revenue	2.3%	1.2%	1.8%	1.6%	3.2%	0.1%	0.3%	0.1%	0.3%
Free cash flow ÷ net income	−29.3%	−5.2%	−89.6%	−104.4%	—	—	—	−29.1%	44.4%
Dividends ÷ net income	5.4%	2.7%	346.0%	0.0%	—	—	—	—	—

US$ thousands unless shown otherwise. Fiscal quarters.

Selectquote, Inc.: financial ratios, quarterly
Quarter	2025 Q1Sept 2024	2025 Q2Dec 2024	2025 Q3Mar 2025	2025 Q4Jun 2025	2026 Q1Sept 2025	2026 Q2Dec 2025	2026 Q3Mar 2026	2026 Q4Jun 2026
Gross margin	55.7%	67.5%	60.2%	47.2%	41.4%	61.8%	60.3%	49.8%
Operating margin	−4.1%	14.7%	5.4%	−3.6%	−12.4%	14.0%	8.3%	1.1%
Net margin	−15.2%	11.1%	6.4%	3.7%	−9.3%	12.9%	9.3%	−5.2%
Free-cash-flow margin	−5.8%	−6.0%	17.2%	−11.0%	−6.9%	−0.2%	13.0%	−1.4%
Current ratio	1.84	1.92	1.86	1.60	1.54	1.81	1.59	1.82
Debt to equity	252.5%	218.4%	111.8%	109.7%	128.9%	112.8%	97.7%	105.2%
SG&A as % of revenue	12.4%	9.4%	10.2%	12.1%	10.9%	7.3%	8.9%	11.2%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

38 /100

Weak moat

How hard Selectquote's competitive advantage looks for rivals to wear away, judged from 8 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

Returns on capital 20 / 20

Cash operating profit has been a median 57.4% of total assets over 5 years.
Durability 0 / 20

Operating margin has been a median 4.7%; its worst year was -45.3%.
Discipline 12 / 20

The diluted share count rose 13.7% over five years; stock-based pay has been a median 1.0% of revenue.

AI disruption exposure: High. In this industry, the core product is information work that AI systems increasingly perform. The score above includes a 15-point deduction for that exposure (54 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

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Figures from Selectquote, Inc.'s SEC filings (10-K and 10-Q), retrieved October 26, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Selectquote, Inc.