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SoFi Technologies, Inc. income statement

In fiscal 2025, SoFi Technologies, Inc. reported revenue of $3.61bn, up 35.1% on the year before and net income of $481m, or $0.39 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Revenue4435669851,5742,1232,6753,6134,306
Cost of revenue116179257313380462609694
Gross profit3263877281,2601,7432,2133,0043,611
Research and development147201276405511552648719
Selling and marketing2662774276187197961,0951,320
General and administrative152237499502511600704797
Interest expense278186103189789———
Net interest income3301782525841,2621,7162,2192,684
Non-interest income1133887339898619581,3941,622
Non-interest expense6828941,4661,8382,3692,4103,0573,531
Provision for credit losses—085455323037
Income before tax−240−329−481−319−301233526738
Income tax0−10432−0−26545101
Net income−240−224−484−320−301499481636
Diluted EPS−$4.02−$4.30−$1.00−$0.40−$0.36$0.39$0.39$0.47
Diluted shares (average)66m74m527m901m945m1,101m1,252m1,342m

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

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Figures from SoFi Technologies, Inc.'s SEC filings (10-K and 10-Q), retrieved October 20, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to SoFi Technologies, Inc.