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SoFi Technologies, Inc. balance sheet

At the end of fiscal 2025, SoFi Technologies, Inc. had total assets of $50.66bn, total liabilities of $40.17bn and shareholders' equity of $10.49bn. It held $4.93bn in cash against $1.83bn of debt.

Balance sheet

US$ billions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Cash and equivalents0.50.90.51.43.12.54.93.1
Total current assets—0.0——————
Goodwill0.00.90.91.61.41.41.41.4
Total assets—8.69.219.030.136.350.760.9
Deferred revenue (current)—0.00.00.00.00.00.00.0
Total current liabilities—0.0——————
Long-term debt—4.83.95.5————
Total debt0.04.84.05.55.33.11.83.3
Total liabilities—5.54.513.524.529.740.249.9
Shareholders' equity−0.3−0.14.45.25.26.510.511.1
Non-controlling interests and other (assets − liabilities − equity)—3.20.3—————
Shares outstanding———934m976m1,095m1,271m1,290m

Balances at each fiscal year end (quarter end in the quarterly view). Total debt is short- plus long-term borrowings, including lease debt where the company reports it within debt. Where assets do not equal liabilities plus shareholders' equity, the difference (non-controlling interests, redeemable preferred shares) is shown on its own line.

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Figures from SoFi Technologies, Inc.'s SEC filings (10-K and 10-Q), retrieved October 20, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to SoFi Technologies, Inc.