World Acceptance Corp balance sheet
At the end of fiscal 2026, World Acceptance Corp had total assets of $1.05bn, total liabilities of $703m and shareholders' equity of $351m. It held $6.1m in cash against $587m of debt: net debt of $581m.
Balance sheet
| Fiscal year | 2010Mar 2010 | 2011Mar 2011 | 2012Mar 2012 | 2013Mar 2013 | 2014Mar 2014 | 2015Mar 2015 | 2016Mar 2016 | 2017Mar 2017 | 2018Mar 2018 | 2019Mar 2019 | 2020Mar 2020 | 2021Mar 2021 | 2022Mar 2022 | 2023Mar 2023 | 2024Mar 2024 | 2025Mar 2025 | 2026Mar 2026 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | 5 | 8 | 11 | 12 | 38 | 38 | 8 | 12 | 12 | 9 | 12 | 16 | 19 | 17 | 5 | 5 | 6 | 10 |
| Goodwill | — | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 |
| Total assets | — | 666 | 735 | 809 | 850 | 866 | 806 | 801 | 841 | 855 | 1,030 | 954 | 1,218 | 1,117 | 1,056 | 1,008 | 1,054 | 1,079 |
| Long-term debt | — | — | 279 | 400 | 506 | 501 | 375 | 295 | 245 | 252 | 451 | 405 | 697 | 599 | 498 | 448 | 587 | 573 |
| Total debt | 0 | 0 | 279 | 400 | 506 | 501 | 375 | 295 | 245 | 252 | 451 | 405 | 697 | 599 | 498 | 448 | 587 | 573 |
| Total liabilities | — | 224 | 316 | 443 | 543 | 551 | 414 | 340 | 300 | 303 | 618 | 549 | 845 | 732 | 632 | 571 | 703 | 717 |
| Shareholders' equity | 383 | 443 | 419 | 366 | 307 | 316 | 392 | 461 | 541 | 552 | 412 | 405 | 373 | 384 | 422 | 437 | 351 | 362 |
| Net debt (negative = net cash) | −5 | −8 | 268 | 389 | 467 | 463 | 367 | 284 | 232 | 243 | 439 | 389 | 678 | 582 | 493 | 443 | 581 | 562 |
| Shares outstanding | — | 16m | 14m | 12m | 10m | 9m | 9m | 9m | 9m | 9m | 8m | 7m | 6m | 6m | 6m | 5m | 5m | 5m |
| Quarter | 2025 Q2Sept 2024 | 2025 Q3Dec 2024 | 2025 Q4Mar 2025 | 2026 Q1Jun 2025 | 2026 Q2Sept 2025 | 2026 Q3Dec 2025 | 2026 Q4Mar 2026 | 2027 Q1Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Goodwill | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 |
| Total assets | 1,049 | 1,111 | 1,008 | 1,024 | 1,062 | 1,142 | 1,054 | 1,079 |
| Long-term debt | 507 | 561 | 448 | 472 | 585 | 677 | 587 | 573 |
| Total debt | 507 | 561 | 448 | 472 | 585 | 677 | 587 | 573 |
| Total liabilities | 632 | 682 | 571 | 596 | 697 | 791 | 703 | 717 |
| Shareholders' equity | 417 | 428 | 437 | 426 | 366 | 352 | 351 | 362 |
| Shares outstanding | 6m | 6m | 5m | 5m | 5m | 5m | 5m | 5m |
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