Atlanticus Holdings vs Prog Holdings
Prog Holdings is the larger business, with $2.41bn of revenue in fiscal 2025 against $1.97bn for Atlanticus Holdings (1.2 times as much). Atlanticus Holdings grew faster (50.1% against 0.4%). Atlanticus Holdings kept more of each dollar of sales as profit: a net margin of 6.2% against 6.1%.
| Latest fiscal year | Atlanticus HoldingsATLC, 2025 | Prog HoldingsPRG, 2025 |
|---|---|---|
| Revenue | $1.97bn | $2.41bn |
| Revenue growth | 50.1% | 0.4% |
| Net income | $122m | $147m |
| Operating margin | — | — |
| Net margin | 6.2% | 6.1% |
| Return on equity | 22.2% | 21.0% |
| Free cash flow | $638m | $325m |
| Cash | $621m | $309m |
| Total debt | $5.3m | $600m |
| Debt to equity | — | — |
| Dividend per share | — | $0.52 |
| Dividend yield | — | 1.4% |
| Share buybacks | $69.6m | $51.8m |
| Employees | 576 | — |
| Market value | $1.40bn | $1.49bn |
| Price vs our value range | — | Below our value range |
| Moat score | 52 (Moderate) | 66 (Moderate) |
| Insider trades, 12 months | 0 buys, 12 sales | 0 buys, 3 sales |