Atlanticus Holdings Corp income statement

In fiscal 2025, Atlanticus Holdings Corp reported revenue of $1.97bn, up 50.1% on the year before and net income of $122m, or $5.96 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Atlanticus Holdings Corp: income statement, annual
Fiscal year	2010Dec 2010	2011Dec 2011	2012Dec 2012	2013Dec 2013	2014Dec 2014	2015Dec 2015	2016Dec 2016	2017Dec 2017	2018Dec 2018	2019Dec 2019	2020Dec 2020	2021Dec 2021	2022Dec 2022	2023Dec 2023	2024Dec 2024	2025Dec 2025	LTMJun 2026
Revenue	242	145	84	66	76	60	76	93	167	455	563	748	1,047	1,156	1,311	1,968	2,653
Cost of revenue	—	—	—	—	—	—	—	32	37	49	63	75	95	101	118	161	197
Gross profit	—	—	—	—	—	—	—	62	129	406	500	673	951	1,055	1,193	1,808	2,456
Interest expense	59	44	31	24	24	18	20	28	37	51	52	54	82	109	160	302	447
Net interest income	205	102	56	46	50	52	68	87	124	210	—	—	—	—	—	—	—
Non-interest income	37	43	28	20	26	8	8	6	42	112	3	4	1	1	1	0	−1
Non-interest expense	188	101	90	113	166	122	74	87	92	126	146	190	237	226	263	397	526
Provision for credit losses	35	10	19	30	31	27	54	78	—	—	—	—	—	—	—	—	—
Income before tax	−108	−2	−44	−23	−27	4	−12	−47	3	32	114	220	149	129	139	160	204
Income tax	−2	−1	−16	−5	−35	2	−6	−6	−4	6	20	42	15	27	28	39	50
Net income	−98	134	24	−18	7	2	−6	−41	8	26	94	178	136	103	111	122	154
Diluted EPS	−$2.45	$5.19	$1.26	−$1.29	$0.51	$0.12	−$0.46	−$2.93	$0.56	$1.66	$3.95	$7.56	$5.83	$4.24	$4.77	$5.96	$8.05
Diluted shares (average)	—	26m	19m	14m	14m	14m	14m	14m	14m	15m	20m	21m	19m	19m	19m	19m	19m

US$ millions unless shown otherwise. Fiscal quarters.

Atlanticus Holdings Corp: income statement, quarterly
Quarter	2024 Q3Sept 2024	2024 Q4Dec 2024	2025 Q1Mar 2025	2025 Q2Jun 2025	2025 Q3Sept 2025	2025 Q4Dec 2025	2026 Q1Mar 2026	2026 Q2Jun 2026
Revenue	351	353	345	394	495	734	680	744
Cost of revenue	28	36	32	34	39	56	45	58
Gross profit	323	318	313	360	456	679	635	686
Interest expense	42	45	48	54	75	125	123	123
Non-interest income	0	0	0	0	−1	0	0	0
Non-interest expense	63	78	77	82	108	130	131	158
Income before tax	37	40	41	40	32	46	59	66
Income tax	8	9	10	10	8	12	14	16
Net income	30	31	32	31	25	35	44	50
Diluted EPS	$1.27	$1.42	$1.49	$1.51	$1.21	$1.75	$2.23	$2.50

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

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Figures from Atlanticus Holdings Corp's SEC filings (10-K and 10-Q), retrieved October 26, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Atlanticus Holdings Corp.