BAR Harbor Bankshares vs First Community Bankshares
BAR Harbor Bankshares and First Community Bankshares are similar in size: $169m and $168m of revenue in their latest fiscal years. BAR Harbor Bankshares grew faster (12.1% against 1.0%). BAR Harbor Bankshares kept more of each dollar of sales as profit: a net margin of 21.9% against 7.2%.
| Latest fiscal year | BAR Harbor BanksharesBHB, 2025 | First Community BanksharesFCBC, 2025 |
|---|---|---|
| Revenue | $169m | $168m |
| Revenue growth | 12.1% | 1.0% |
| Net income | $36.9m | $12.0m |
| Operating margin | — | — |
| Net margin | 21.9% | 7.2% |
| Return on equity | 7.5% | 2.3% |
| Free cash flow | $43.5m | $60.0m |
| Cash | $80.8m | — |
| Total debt | $270m | $0 |
| Debt to equity | — | — |
| Dividend per share | $1.26 | $4.31 |
| Dividend yield | 3.1% | 4.6% |
| Share buybacks | — | $1.9m |
| Employees | 530 | 622 |
| Market value | $694m | $902m |
| Price vs our value range | — | — |
| Moat score | 66 (Moderate) | 85 (Strong) |
| Insider trades, 12 months | 0 buys, 0 sales | 0 buys, 0 sales |