FB Financial vs Bancorp
Bancorp is the larger business, with $704m of revenue in fiscal 2025 against $560m for FB Financial (1.3 times as much). Bancorp grew faster (31.9% against 22.9%). Bancorp kept more of each dollar of sales as profit: a net margin of 32.4% against 21.9%.
| Latest fiscal year | FB FinancialFBK, 2025 | BancorpTBBK, 2025 |
|---|---|---|
| Revenue | $560m | $704m |
| Revenue growth | 22.9% | 31.9% |
| Net income | $123m | $228m |
| Operating margin | — | — |
| Net margin | 21.9% | 32.4% |
| Return on equity | 7.0% | 30.8% |
| Free cash flow | $147m | $258m |
| Cash | $1.16bn | $113m |
| Total debt | $213m | $395m |
| Debt to equity | — | — |
| Dividend per share | $0.76 | — |
| Dividend yield | 1.6% | — |
| Share buybacks | $156m | $378m |
| Employees | 1,594 | 733 |
| Market value | $2.72bn | $1.91bn |
| Price vs our value range | — | — |
| Moat score | 60 (Moderate) | 78 (Strong) |
| Insider trades, 12 months | 2 buys, 3 sales | 21 buys, 5 sales |