First Financial Bankshares vs Bancorp
First Financial Bankshares and Bancorp are similar in size: $632m and $704m of revenue in their latest fiscal years. Bancorp grew faster (31.9% against 14.7%). First Financial Bankshares kept more of each dollar of sales as profit: a net margin of 40.1% against 32.4%.
| Latest fiscal year | First Financial BanksharesFFIN, 2025 | BancorpTBBK, 2025 |
|---|---|---|
| Revenue | $632m | $704m |
| Revenue growth | 14.7% | 31.9% |
| Net income | $254m | $228m |
| Operating margin | — | — |
| Net margin | 40.1% | 32.4% |
| Return on equity | 14.4% | 30.8% |
| Free cash flow | $286m | $258m |
| Cash | $1.08bn | $113m |
| Total debt | $21.7m | $395m |
| Debt to equity | — | — |
| Dividend per share | $0.75 | — |
| Dividend yield | 2.4% | — |
| Share buybacks | $0 | $378m |
| Employees | 1,600 | 733 |
| Market value | $4.47bn | $1.91bn |
| Price vs our value range | — | — |
| Moat score | 89 (Strong) | 78 (Strong) |
| Insider trades, 12 months | 18 buys, 1 sales | 21 buys, 5 sales |