FB Financial Corp income statement
In fiscal 2025, FB Financial Corp reported revenue of $560m, up 22.9% on the year before and net income of $123m, or $2.45 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2014Dec 2014 | 2015Dec 2015 | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMSept 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 134 | 186 | 256 | 295 | 335 | 361 | 568 | 576 | 527 | 478 | 456 | 560 | 700 |
| Interest expense | 10 | 9 | 10 | 16 | 36 | 57 | 49 | 38 | 69 | 271 | — | — | — |
| Net interest income | 83 | 94 | 111 | 153 | 204 | 226 | 266 | 347 | 412 | 407 | 417 | 516 | 595 |
| Non-interest income | 51 | 92 | 145 | 142 | 131 | 135 | 302 | 228 | 115 | 71 | 39 | 44 | 105 |
| Non-interest expense | 102 | 138 | 195 | 222 | 223 | 245 | 377 | 374 | 348 | 325 | 297 | 378 | 390 |
| Provision for credit losses | −3 | −3 | −1 | −1 | 5 | 7 | 95 | −39 | 10 | 17 | 15 | 33 | 17 |
| Income before tax | 35 | 51 | 62 | 73 | 106 | 110 | 82 | 243 | 160 | 150 | 147 | 139 | 294 |
| Income tax | 2 | 3 | 22 | 21 | 26 | 26 | 19 | 53 | 35 | 30 | 31 | 16 | 61 |
| Net income | 32 | 48 | 41 | 52 | 80 | 84 | 64 | 190 | 125 | 120 | 116 | 123 | 233 |
| Diluted EPS | $1.89 | $2.79 | $2.10 | $1.86 | $2.55 | $2.65 | $1.67 | $3.97 | $2.64 | $2.57 | $2.48 | $2.45 | $4.50 |
| Diluted shares (average) | 17m | 17m | 19m | 28m | 31m | 31m | 38m | 48m | 47m | 47m | 47m | 50m | 52m |
| Quarter | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 | 2026 Q3Sept 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 130 | 131 | 77 | 174 | 179 | 172 | 175 | 174 |
| Net interest income | 108 | 108 | 111 | 147 | 150 | 146 | 149 | 150 |
| Non-interest income | 22 | 23 | −35 | 27 | 29 | 26 | 26 | 25 |
| Non-interest expense | 73 | 80 | 81 | 110 | 108 | 95 | 91 | 96 |
| Provision for credit losses | 7 | 2 | −1 | 30 | 2 | 4 | 10 | 1 |
| Income before tax | 50 | 49 | −10 | 30 | 70 | 74 | 73 | 77 |
| Income tax | 12 | 9 | −13 | 6 | 13 | 17 | 14 | 17 |
| Net income | 38 | 39 | 3 | 23 | 57 | 58 | 59 | 60 |
| Diluted EPS | $0.81 | $0.84 | $0.06 | $0.43 | $1.11 | $1.10 | $1.13 | $1.20 |
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