FB Financial vs First Financial Bankshares
FB Financial and First Financial Bankshares are similar in size: $560m and $632m of revenue in their latest fiscal years. FB Financial grew faster (22.9% against 14.7%). First Financial Bankshares kept more of each dollar of sales as profit: a net margin of 40.1% against 21.9%.
| Latest fiscal year | FB FinancialFBK, 2025 | First Financial BanksharesFFIN, 2025 |
|---|---|---|
| Revenue | $560m | $632m |
| Revenue growth | 22.9% | 14.7% |
| Net income | $123m | $254m |
| Operating margin | — | — |
| Net margin | 21.9% | 40.1% |
| Return on equity | 7.0% | 14.4% |
| Free cash flow | $147m | $286m |
| Cash | $1.16bn | $1.08bn |
| Total debt | $213m | $21.7m |
| Debt to equity | — | — |
| Dividend per share | $0.76 | $0.75 |
| Dividend yield | 1.6% | 2.4% |
| Share buybacks | $156m | $0 |
| Employees | 1,594 | 1,600 |
| Market value | $2.72bn | $4.52bn |
| Price vs our value range | — | — |
| Moat score | 60 (Moderate) | 89 (Strong) |
| Insider trades, 12 months | 2 buys, 3 sales | 18 buys, 1 sales |