First Financial Bankshares vs Northwest Bancshares
First Financial Bankshares and Northwest Bancshares are similar in size: $632m and $655m of revenue in their latest fiscal years. Northwest Bancshares grew faster (25.3% against 14.7%). First Financial Bankshares kept more of each dollar of sales as profit: a net margin of 40.1% against 19.2%.
| Latest fiscal year | First Financial BanksharesFFIN, 2025 | Northwest BancsharesNWBI, 2025 |
|---|---|---|
| Revenue | $632m | $655m |
| Revenue growth | 14.7% | 25.3% |
| Net income | $254m | $126m |
| Operating margin | — | — |
| Net margin | 40.1% | 19.2% |
| Return on equity | 14.4% | 7.2% |
| Free cash flow | $286m | $142m |
| Cash | $1.08bn | $234m |
| Total debt | $21.7m | $0 |
| Debt to equity | — | — |
| Dividend per share | $0.75 | — |
| Dividend yield | 2.4% | 5.1% |
| Share buybacks | $0 | — |
| Employees | 1,600 | — |
| Market value | $4.47bn | $2.28bn |
| Price vs our value range | — | — |
| Moat score | 89 (Strong) | 55 (Moderate) |
| Insider trades, 12 months | 18 buys, 1 sales | 14 buys, 2 sales |