Jefferson Capital, Inc. / DE vs Regional Management
Jefferson Capital, Inc. / DE and Regional Management are similar in size: $613m and $646m of revenue in their latest fiscal years. Jefferson Capital, Inc. / DE grew faster (41.5% against 9.7%). Jefferson Capital, Inc. / DE kept more of each dollar of sales as profit: a net margin of 30.6% against 6.9%. Jefferson Capital, Inc. / DE carries less debt relative to equity (300.7% against 442.5%).
| Latest fiscal year | Jefferson Capital, Inc. / DEJCAP, 2025 | Regional ManagementRM, 2025 |
|---|---|---|
| Revenue | $613m | $646m |
| Revenue growth | 41.5% | 9.7% |
| Net income | $188m | $44.4m |
| Operating margin | 51.6% | — |
| Net margin | 30.6% | 6.9% |
| Return on equity | 43.8% | 12.2% |
| Free cash flow | — | $304m |
| Cash | $23.2m | $98.0m |
| Total debt | $1.43bn | $1.65bn |
| Debt to equity | 300.7% | 442.5% |
| Dividend per share | — | $1.20 |
| Dividend yield | 5.2% | 3.2% |
| Share buybacks | — | $24.0m |
| Employees | — | 2,112 |
| Market value | $1.16bn | $360m |
| Price vs our value range | — | — |
| Moat score | — | 58 (Moderate) |
| Insider trades, 12 months | 0 buys, 4 sales | 3 buys, 102 sales |