undamentalytics Newsletter
Sign in

Jefferson Capital, Inc. / DE income statement

In fiscal 2025, Jefferson Capital, Inc. / DE reported revenue of $613m, up 41.5% on the year before, operating income of $316m (a 51.6% margin) and net income of $188m, or $5.64 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Revenue323433613660
Operating income164220316302
Interest expense4877106116
Provision for credit losses4323
Income before tax121138218194
Income tax993039
Net income112129188155
Diluted EPS——$5.64—
Diluted shares (average)——30m—
EBITDA166223322306

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

Compare with peers

Head to head: DAVE vs JCAPJCAP vs RMCANG vs JCAP

More: Consumer Finance stocks compared, Financials sector, rankings of US companies

Figures from Jefferson Capital, Inc. / DE's SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Jefferson Capital, Inc. / DE.