undamentalytics Newsletter
Sign in

Regional Management Corp. (RM) stock

Add to watchlist

Add holding +

NYSE: RM NYSE Consumer Finance Next results ~February 3, 2027

C+ Fundamentals grade

Regional Management Corp. is a US-listed company in the consumer finance industry. Its financial year ends in December.

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Insiders2 buying, 8 selling3 purchases and 102 sales by directors and officers, last 12 monthsInsider trades
  • Funds71 adding, 39 cuttingOf 29 active managers that changed their stake, 20 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter Regional Management files

10-Q filed October 30: Regional Management

Revenue for the twelve months to September 2026 was $684m, up 8.4% on a year earlier, slower than the 9.6% growth a quarter earlier. The diluted share count is down 3.9% on a year earlier, which lifts each remaining share. Its fundamentals grade moves from C to C+. The rating stays Buy.

Our model value for Regional Management is under review, so past values are not shown until it is resolved.

Source: 10-Q filed October 30, 2026 on SEC EDGAR · Financials · Valuation

Earlier notes (1)

Where Regional Management stands after its latest 10-Q

Revenue for the twelve months to June 2026 was $670m, up 9.6% on a year earlier, slower than the 10.5% growth a quarter earlier.

10-Q on SEC EDGAR

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~February 3, 2027 (estimated)

Regional Management Corp.'s trailing-twelve-month revenue grew 8.4% year on year, with a free-cash-flow margin of 46.7%.

Current signal Free-cash-flow margin near historical high: TTM FCF margin of 46.7% is in the 95th percentile of its own history.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Highlights

How we pick these

Strengths

  • Strong cash generation. 46.7% of revenue turned into free cash flow.
  • Shrinking share count. Diluted shares fell 3.9% in a year, so each share owns more of the business.
  • Beating expectations. Earnings per share beat the analysts' consensus estimate in each of the last four quarters.
  • Estimates rising. Analysts' consensus for next year's earnings per share has risen 9.4% over 90 days.

Things to watch

  • High debt. Long-term debt exceeds cash by $1.6bn, more than 1.5 times annual revenue.
  • Volatile shares. Over the past year the shares showed annualised volatility of 47% and a beta of 0.8 against the S&P 500.

Latest results: FY2026 Q3

Filed October 30, 2026
Earnings per share
$1.61 against an average estimate of $1.50: beat by 7.3%
Revenue
$179m, up 8.0% on a year earlier
Share reaction
+10.2% in the first session after the results on October 28, 2026, against 0.0% for the S&P 500
Next report
October 28, 2026; average EPS estimate $1.36

Regional Management's figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day+8.0%
  • 1 week+20.5%
  • 1 month+23.3%
  • This year+3.9%
  • 1 year+3.1%
  • 5 years-19.5%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

Loading chart…

Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$684M
Net margin
7.0%
EPS (TTM, diluted)
$4.93

Growth

Revenue growth
+8.4%
Change in growth rate
−1.2 pts
Share count change
−3.9%

Earnings

Last results
October 28, 2026
Next results (est.)
February 3, 2027

News & updates

Updated October 31, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Results
  2. Announcement
  3. Results

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Valuation

Regional Management Corp. valuation models and calculator

No model value for Regional Management Corp. at the moment. Current status: valuation models disagree too widely to rate. Available reported financials are shown below.

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: valuation models disagree too widely to rate: held for review.

The inputs used by the models below have passed source checks. Individual model values are available below and in the interactive valuator. Their differences are shown explicitly; the platform combined value and recommendation remain withheld.

Valuation models

We value Regional Management Corp. as a bank or lender, with every model that fits that kind of business. Cost of equity 8.8%: the 10-year Treasury yield (4.9%) plus a beta of 0.87 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. ~$63 ~$45–$91 Primary model, counts double
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. ~$68 ~$58–$82 Included
Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. ~$61 ~$38–$84 Included
Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. ~$33 ~$44–$65 Included
Price-to-earnings vs peers Earnings per share times peers' typical (harmonic-mean) price-to-earnings. ~$50 ~$57–$77 Included
Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. ~$73 ~$61–$91 Included
Combined value Individual source-checked model scenarios are available. The platform combined value and recommendation remain withheld. — Combined value withheld. Review the individual models and their assumptions.

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Regional Management Corp. with banks and lenders in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

58 /100

Moderate moat

How hard Regional Management's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 2 / 20

    Net income has been a median 3.0% of total assets over 10 years.

  • Durability 8 / 20

    Net margin has been a median 8.6%; its worst year was 4.1%.

  • Cash conversion 20 / 20

    Free cash flow was positive in 10 of 10 years, at a median 43.9% of revenue.

  • Discipline 20 / 20

    The diluted share count fell 11.6% over five years; stock-based pay has been a median 1.7% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (63 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Analysts' consensus

Fiscal yearEPSGrowthRevenueGrowth
Current $5.09 +14% $699m +8%
Next $6.38 +25% $747m +7%

Next year's EPS estimate has moved +9.4% in 90 days, across 2 analysts.

How the EPS forecast has moved

The consensus EPS forecast for the current fiscal year is +2.8% on 90 days ago. In the last 30 days, 0 analysts raised Regional Management Corp.'s forecast and 2 cut it.

Consensus EPS forecast Regional Management Corp., last 90 days
$4.50 $5.00 $5.50 $6.00 $6.50 90 days ago 60 days ago 30 days ago 7 days ago Now Current fiscal year, 90 days ago: $4.95 Current fiscal year, 60 days ago: $4.95 Current fiscal year, 30 days ago: $4.92 Current fiscal year, 7 days ago: $4.92 Current fiscal year, Now: $5.09 $5.09 Next fiscal year, 90 days ago: $5.83 Next fiscal year, 60 days ago: $5.83 Next fiscal year, 30 days ago: $5.89 Next fiscal year, 7 days ago: $5.89 Next fiscal year, Now: $6.38 $6.38

Average of analysts' published estimates (third-party data).

View chart data
Period Current fiscal yearNext fiscal year
90 days ago $4.95$5.83
60 days ago $4.95$5.83
30 days ago $4.92$5.89
7 days ago $4.92$5.89
Now $5.09$6.38

Earnings against estimates

Quarter toEstimateActualSurprise
Sept 2026 $1.50 $1.61 +7.3%
Jun 2026 $0.81 $0.85 +5.3%
Mar 2026 $0.97 $1.18 +21.0%
Dec 2025 $1.28 $1.30 +1.2%

Adjusted EPS as companies report it, against the average analyst estimate.

Analyst recommendations

3 analysts, Oct 2026
Buy3100%
Hold00%
Sell00%

Monthly trend

  1. Oct 2026123
  2. Sep 2026123
  3. Aug 20261214
  4. Jul 20261214

Counts of recommendations published by analysts covering Regional Management Corp., by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Positioning

Short interest
5.2%
of tradable shares
Days to cover
4.23
at average volume
Short interest, 1 month
+2%
to October 15, 2026
Held by institutions
91%
of shares
Held by insiders
10.1%
of shares
Employees
2,112
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

What moved the share price

Last 12 months +3.1%

$38.02 on October 31, 2025 to $39.21

ThenNowEffect
Revenue (last 12 months) $612m $670m +9.6%
Net margin 5.7% 7.0% +23.0%
P/E multiple 11.0x 8.2x −24.9%
Share count 10m 10m +1.9%

Biggest factor: p/e multiple.

Last 3 years +87.7%

$20.89 on November 3, 2023 to $39.21

ThenNowEffect
Revenue (last 12 months) $532m $670m +26.0%
Net margin 5.1% 7.0% +36.8%
P/E multiple 7.3x 8.2x +12.4%
Share count 10m 10m −3.1%

Biggest factor: net margin.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Calendar year 202120222023202420252026 to date
Return
RM+96%−50%−7%+42%+18%+4%
Industry peers (median)+38%−33%+15%+19%+22%−4%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
RM67%33%50%67%58%55%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
RM−20%−52%−42%−22%−27%−30%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since November 3, 2015: 72% from June 20, 2018 to April 3, 2020. Getting back needed a 255% gain, reached on March 5, 2021, 336 days after the low.

Price behaviour

52-week range
$30.23 – $43.12
From 52-week high
−9.1%
vs 50-day average
+19.1%
vs 200-day average
+12.4%
Volatility (1 year)
47%
Beta vs S&P 500
0.84

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
4 up, 8 down
typical move ±8.4%
After a week
2 up, 9 down
typical move ±9.8%
After a month
5 up, 6 down
typical move ±14.0%
Results releasedNext dayS&P 500 next day5 days21 days
October 28, 2026 +10.2% 0.0% — —
July 29, 2026 −24.2% +0.1% −23.7% −22.6%
April 29, 2026 −5.0% +1.0% −11.1% −5.7%
February 4, 2026 −10.7% −1.7% −12.0% −15.8%
November 5, 2025 −6.8% −0.7% −0.4% −6.2%
July 30, 2025 +6.6% −0.5% +10.1% +39.8%
April 30, 2025 −18.6% +0.7% −15.4% −21.2%
February 5, 2025 −0.9% +0.8% −2.5% −12.5%
November 6, 2024 +3.9% +3.3% 0.0% +13.3%
July 31, 2024 −2.3% +0.2% −6.1% +6.5%
May 1, 2024 +8.4% +0.6% +17.9% +10.2%
February 7, 2024 −3.6% +0.9% −8.2% +0.5%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

Regional Management Corp. in five measures

Fundamentals grade C+
Growth Profitability Cash Balance sheet

Growth, profitability, cash generation and balance sheet are percentiles against the companies we cover in the same industry, from SEC filings (100 = best). Value compares the share price with our modelled value range (50 = at our base value; higher = cheaper). A description of reported data and our model — not a quality score or advice.

Fundamentals

Revenue (TTM) Regional Management Corp.
$550M $600M $650M $700M FY23 Q4 FY24 Q3 FY25 Q2 FY26 Q3 Revenue (TTM), FY23 Q4: $551.4M Revenue (TTM), FY24 Q1: $560.3M Revenue (TTM), FY24 Q2: $569.9M Revenue (TTM), FY24 Q3: $575.3M Revenue (TTM), FY24 Q4: $588.5M Revenue (TTM), FY25 Q1: $597.2M Revenue (TTM), FY25 Q2: $611.6M Revenue (TTM), FY25 Q3: $630.7M Revenue (TTM), FY25 Q4: $645.6M Revenue (TTM), FY26 Q1: $659.9M Revenue (TTM), FY26 Q2: $670.5M Revenue (TTM), FY26 Q3: $683.8M $683.8M

Source: SEC EDGAR filings. Retrieved October 30, 2026.

View chart data
Period Revenue (TTM)
FY23 Q4 $551.4M
FY24 Q1 $560.3M
FY24 Q2 $569.9M
FY24 Q3 $575.3M
FY24 Q4 $588.5M
FY25 Q1 $597.2M
FY25 Q2 $611.6M
FY25 Q3 $630.7M
FY25 Q4 $645.6M
FY26 Q1 $659.9M
FY26 Q2 $670.5M
FY26 Q3 $683.8M
Revenue growth, TTM YoY Regional Management Corp.
6% 8% 10% 12% FY23 Q4 FY24 Q3 FY25 Q2 FY26 Q3 Revenue growth, TTM YoY, FY23 Q4: 8.7% Revenue growth, TTM YoY, FY24 Q1: 7.4% Revenue growth, TTM YoY, FY24 Q2: 7.1% Revenue growth, TTM YoY, FY24 Q3: 6.2% Revenue growth, TTM YoY, FY24 Q4: 6.7% Revenue growth, TTM YoY, FY25 Q1: 6.6% Revenue growth, TTM YoY, FY25 Q2: 7.3% Revenue growth, TTM YoY, FY25 Q3: 9.6% Revenue growth, TTM YoY, FY25 Q4: 9.7% Revenue growth, TTM YoY, FY26 Q1: 10.5% Revenue growth, TTM YoY, FY26 Q2: 9.6% Revenue growth, TTM YoY, FY26 Q3: 8.4% 8.4%

Source: SEC EDGAR filings. Retrieved October 30, 2026.

View chart data
Period Revenue growth, TTM YoY
FY23 Q4 8.7%
FY24 Q1 7.4%
FY24 Q2 7.1%
FY24 Q3 6.2%
FY24 Q4 6.7%
FY25 Q1 6.6%
FY25 Q2 7.3%
FY25 Q3 9.6%
FY25 Q4 9.7%
FY26 Q1 10.5%
FY26 Q2 9.6%
FY26 Q3 8.4%
FCF margin (TTM) Regional Management Corp.
44% 46% 48% 50% FY23 Q4 FY24 Q3 FY25 Q2 FY26 Q3 FCF margin (TTM), FY23 Q4: 44.3% FCF margin (TTM), FY24 Q1: 44.8% FCF margin (TTM), FY24 Q2: 45.7% FCF margin (TTM), FY24 Q3: 46.5% FCF margin (TTM), FY24 Q4: 44.8% FCF margin (TTM), FY25 Q1: 45.0% FCF margin (TTM), FY25 Q2: 45.2% FCF margin (TTM), FY25 Q3: 45.7% FCF margin (TTM), FY25 Q4: 47.1% FCF margin (TTM), FY26 Q1: 48.8% FCF margin (TTM), FY26 Q2: 48.2% FCF margin (TTM), FY26 Q3: 46.7% 46.7%

Source: SEC EDGAR filings. Retrieved October 30, 2026.

View chart data
Period FCF margin (TTM)
FY23 Q4 44.3%
FY24 Q1 44.8%
FY24 Q2 45.7%
FY24 Q3 46.5%
FY24 Q4 44.8%
FY25 Q1 45.0%
FY25 Q2 45.2%
FY25 Q3 45.7%
FY25 Q4 47.1%
FY26 Q1 48.8%
FY26 Q2 48.2%
FY26 Q3 46.7%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-K/A, 10-Q. Generated November 3, 2026. Definitions in our methodology.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year 2010 Dec 2010 2011 Dec 2011 2012 Dec 2012 2013 Dec 2013 2014 Dec 2014 2015 Dec 2015 2016 Dec 2016 2017 Dec 2017 2018 Dec 2018 2019 Dec 2019 2020 Dec 2020 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025 LTM Sept 2026
Income
Revenue 87 105 136 171 205 217 241 272 307 356 374 428 507 551 589 646 684
Net income 16 21 25 29 15 23 24 30 35 45 27 89 51 16 41 44 48
Diluted EPS $1.70 $2.19 $2.07 $2.23 $1.14 $1.79 $1.99 $2.54 $2.93 $3.80 $2.40 $8.33 $5.30 $1.66 $4.14 $4.45 $4.93
Growth (year on year)
Revenue — +21.3% +28.8% +25.7% +20.0% +6.1% +10.7% +13.3% +12.6% +16.0% +5.1% +14.6% +18.4% +8.7% +6.7% +9.7% +8.4%
Net income — +27.9% +17.6% +16.3% −48.6% +57.9% +2.9% +24.7% +18.0% +26.6% −40.2% +231.8% −42.2% −68.8% +158.3% +7.7% +14.9%
Diluted EPS — +28.8% −5.5% +7.7% −48.9% +57.0% +11.2% +27.6% +15.4% +29.7% −36.8% +247.1% −36.4% −68.7% +149.4% +7.5% +19.5%
Margins
Net margin 18.9% 20.0% 18.2% 16.9% 7.2% 10.8% 10.0% 11.0% 11.5% 12.6% 7.1% 20.7% 10.1% 2.9% 7.0% 6.9% 7.0%
Free-cash-flow margin 46.1% 36.9% 41.1% 40.1% 40.3% 36.8% 39.0% 40.6% 46.0% 42.8% 43.1% 43.3% 43.1% 44.3% 44.8% 47.1% 46.7%
Cash flow
Cash from operations 41 41 58 73 86 83 100 115 146 158 165 189 224 249 269 309 324
Capital spending 1 3 2 4 3 3 6 5 5 6 4 4 6 5 5 5 5
Free cash flow 40 39 56 68 83 80 94 111 141 152 161 185 218 244 264 304 320
Stock-based pay 0 0 1 2 2 4 4 4 5 5 6 7 11 12 11 12 9
Free cash flow after stock pay 40 39 55 67 80 76 90 107 136 147 155 178 208 233 253 292 310
Balance sheet
Cash 1 5 3 — — 18 13 22 50 56 72 149 132 129 136 98 141
Total debt 0 0 292 363 341 411 492 571 661 808 769 1,108 1,355 1,400 1,478 1,651 1,750
Net debt (negative = net cash) −1 −5 289 — — 393 479 549 610 752 697 959 1,224 1,271 1,343 1,553 1,609
Diluted shares 10m 10m 12m 13m 13m 13m 12m 12m 12m 12m 11m 11m 10m 10m 10m 10m 10m
Returned to shareholders
Dividends — — — — — — — — — — 2 10 11 12 12 11 11
Buybacks — — — — — — 25 — — 25 12 67 21 — 4 24 30
Total returned — — — — — — 25 — — 25 14 77 32 12 16 35 42

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Dividends, buybacks and capital spending

FY2026 Q3 TTM
Buybacks (TTM)
$30.2M
Dividends (TTM)
$11.5M
Returned to shareholders
13%
of free cash flow
Buybacks, last 3 fiscal years
$48.1M
Diluted share count
−3.9%
year over year
Total shareholder yield
11.6%
dividends 3.2% + buybacks 8.4% of market value
Dividend payout ratio
24%
of net income paid out

Competitors: side by side with peers

Closest by revenue in consumer finance
Last 12 months unless stated RM CANG DAVE LU NAVI WRLD Median
Revenue, last 12 months $684m $688m $644m $778m $600m $592m $1.6bn
Revenue growth, last 12 months 8.4% 524.3% 48.6% −31.4% −35.6% 4.3% 10.4%
Revenue growth, 3-year average 8.1% — 39.6% — −23.7% −0.4% 11.3%
Revenue growth, latest quarter 8.0% — 29.6% — −3.8% 4.8% 10.6%
Operating margin — −63.5% −4.2% — — — 11.2%
Net margin 7.0% −90.4% 34.6% −37.5% −8.2% 6.6% 10.5%
Cash from operations / revenue 47.4% −16.0% 50.8% 223.2% 56.7% 44.9% 22.7%
Free-cash-flow margin 46.7% −17.3% 50.7% 222.1% — 44.2% 18.4%
Free-cash-flow margin, 3-year average 46.3% — 40.5% — — 44.8% 23.6%
Stock pay / revenue 1.3% 0.7% 5.8% — 2.5% 0.1% 1.3%
Change in share count −3.9% 21.6% −1.7% 24.2% −8.8% −10.8% −0.8%

Median of all 39 companies we cover in consumer finance. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

39 consumer finance companies
Measure Company Peer median Rank
Revenue growth Growth 8.4% 10.4% 24 of 39
Change in growth rate Growth -1.2pp +0.6pp 24 of 38
Net margin Profitability 7.0% 10.5% 23 of 39
Stock pay as % of revenue Cash generation 1.3% 1.3% 20 of 36
Change in share count Balance sheet -3.9% -0.0% 9 of 38

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Who owns it

Funds buying and selling
Reported value
$337M
Institutions reporting
123
Shares held vs prior quarter
▲ 1.5%
Positions opened / closed
19 / 8

Top buyers and sellers, Q2 2026: 71 institutions bought and 39 sold ; the biggest buyer was Man Group PLC (+55K shares) and the biggest seller Sei Investments Co (−82K). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Blackrock, Inc. $47.5M 1.2M 14.1% ▲ 1.5%
Forager Capital Management, LLC $39.1M 948K 11.6% ▼ 6.9%
Basswood Capital Management, L.L.C. $35.2M 855K 10.5% ▲ 4.2%
Dimensional Fund Advisors LP $28.5M 691K 8.4% ▼ 0.2%
LSV Asset Management $14.1M 342K 4.2% ▼ 0.5%
Vanguard Capital Management LLC $13.8M 336K 4.1% ▼ 2.7%
Tieton Capital Management, LLC $13.1M 318K 3.9% ▼ 0.6%
American Century Companies Inc $11.9M 289K 3.5% ▲ 10.8%
Geode Capital Management, LLC $9.3M 225K 2.8% ▲ 5.9%
Renaissance Technologies LLC $7.6M 186K 2.3% ▼ 16.9%
State Street Corp $7.1M 173K 2.1% ▼ 0.4%
Goldman Sachs Group Inc $6.4M 157K 1.9% ▼ 3.8%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Regional Management Corp.'s complete shareholder register. Values are as reported by the filers .

Insider trading activity

Full insider history and chart
Insider purchases History → $347,058 3 trades by 2 insiders, last 12 months Insider sales History → $19M 102 trades by 8 insiders · 9% under pre-set plans
Net ▼ $18.7M net selling
Insider Date Trade Shares Price Value
Atwood Catherine R SVP and General Counsel October 29, 2026 Sell pre-set plan 810 $38.01 $30,788
Atwood Catherine R SVP and General Counsel October 29, 2026 Sell pre-set plan 1,310 $37.47 $49,086
Atwood Catherine R SVP and General Counsel October 29, 2026 Sell pre-set plan 480 $36.14 $17,347
Atwood Catherine R SVP and General Counsel October 19, 2026 Sell pre-set plan 200 $35.01 $7,002
Forager Fund, L.P. 10% owner September 17, 2026 Sell 10,401 $32.22 $335,120
Forager Fund, L.P. 10% owner September 16, 2026 Sell 9,064 $32.19 $291,770
Forager Fund, L.P. 10% owner September 15, 2026 Sell 9,857 $32.26 $317,987
Basswood Capital Management, L.L.C. Director September 1, 2026 Sell 1,159 $31.65 $36,682
Atwood Catherine R SVP and General Counsel August 24, 2026 Sell pre-set plan 200 $35.00 $7,000
Lamba Lakhbir S. President and CEO August 12, 2026 Buy 3,500 $31.76 $111,160
Lamba Lakhbir S. President and CEO August 11, 2026 Buy 6,500 $31.59 $205,335
Barnette Steven B VP, Chief Accounting Officer July 10, 2026 Sell pre-set plan 3,274 $43.30 $141,764

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Earnings dates and SEC filings

Results announcements

Next expected around February 3, 2027 estimated from the company's past filing pattern, not announced

  • October 28, 2026
  • July 29, 2026
  • April 29, 2026
  • February 4, 2026
  • November 5, 2025
  • July 30, 2025

Recent SEC filings

Data status

When each part of this page on Regional Management Corp. was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Regional Management Corp. in brief

What does Regional Management Corp. do?
Regional Management Corp. is a US-listed company in the consumer finance industry. Its financial year ends in December.
What is Regional Management Corp.'s stock ticker?
Regional Management Corp. trades under the ticker RM on NYSE. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is Regional Management Corp.'s revenue, and how fast is it growing?
Over its most recent trailing twelve months, Regional Management Corp. reported revenue of $684M, 8.4% higher than a year earlier, according to its SEC filings.
What is Regional Management Corp.'s free cash flow?
Regional Management Corp.'s free-cash-flow margin is 46.7% of revenue over the trailing twelve months.
Who are Regional Management Corp.'s largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Blackrock, Inc., Forager Capital Management, LLC and Basswood Capital Management, L.L.C. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
Is Regional Management Corp. buying back stock, and does it pay a dividend?
Regional Management Corp. spent $30.2M on share repurchases over the trailing twelve months, and its diluted share count fell 3.9% over the year.
What is Regional Management Corp.'s market cap?
On November 2, 2026, Regional Management Corp.'s market capitalisation was about $378M, with a price-to-earnings ratio of 7.9 and net debt of $1.6B. Market figures come from third-party market data and may be delayed.
Does Regional Management Corp. pay a dividend?
Yes: Regional Management Corp. paid $11.5M in dividends over the trailing twelve months, a dividend yield of 3.19% and a payout ratio of 24.2%.
Who are Regional Management Corp.'s competitors?
In our Consumer Finance peer group, the companies closest to Regional Management Corp. are Cango Inc., Dave Inc., Lufax Holding Ltd, Navient Corp and World Acceptance Corp. The side-by-side comparison below sets their revenue, margins and growth against Regional Management Corp.'s.
Are insiders buying or selling Regional Management Corp. stock?
Over the last 12 months, Regional Management Corp.'s directors and officers reported 3 open-market purchases and 102 sales on Form 4. The insider trading page charts every trade.
When is Regional Management Corp.'s next earnings date?
Around February 3, 2027, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — Regional Management Corp. announces its own schedule.