undamentalytics Newsletter
Sign in

Jefferson Capital, Inc. / DE balance sheet

At the end of fiscal 2025, Jefferson Capital, Inc. / DE had total assets of $2.09bn, total liabilities of $1.61bn and shareholders' equity of $476m. It held $23.2m in cash against $1.43bn of debt: net debt of $1.41bn.

Balance sheet

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Cash and equivalents14362320
Goodwill57585858
Total assets—1,6542,0872,084
Long-term debt——1,754—
Total debt01,2081,4321,426
Total liabilities—1,2721,6111,608
Shareholders' equity304383476476
Net debt (negative = net cash)−141,1731,4081,406
Shares outstanding———57m

Balances at each fiscal year end (quarter end in the quarterly view). Total debt is short- plus long-term borrowings, including lease debt where the company reports it within debt. Where assets do not equal liabilities plus shareholders' equity, the difference (non-controlling interests, redeemable preferred shares) is shown on its own line.

Compare with peers

Head to head: DAVE vs JCAPJCAP vs RMCANG vs JCAP

More: Consumer Finance stocks compared, Financials sector, rankings of US companies

Figures from Jefferson Capital, Inc. / DE's SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Jefferson Capital, Inc. / DE.