Riskified vs Sezzle
Sezzle is the larger business, with $450m of revenue in fiscal 2025 against $345m for Riskified (1.3 times as much). Sezzle grew faster (66.1% against 5.2%). Sezzle kept more of each dollar of sales as profit: a net margin of 29.6% against -8.0%. Riskified carries less debt relative to equity (0.0% against 82.4%).
| Latest fiscal year | RiskifiedRSKD, 2025 | SezzleSEZL, 2025 |
|---|---|---|
| Revenue | $345m | $450m |
| Revenue growth | 5.2% | 66.1% |
| Net income | −$27.6m | $133m |
| Operating margin | -9.9% | 39.3% |
| Net margin | -8.0% | 29.6% |
| Return on equity | -8.1% | 103.3% |
| Free cash flow | $33.1m | $209m |
| Cash | $162m | $64.1m |
| Total debt | $0 | $140m |
| Debt to equity | 0.0% | 82.4% |
| Dividend per share | — | — |
| Dividend yield | — | — |
| Share buybacks | $106m | $64.7m |
| Employees | — | 201 |
| Market value | $1.36bn | $4.19bn |
| Price vs our value range | — | Below our value range |
| Moat score | — | 52 (Moderate) |
| Insider trades, 12 months | 0 buys, 83 sales | 3 buys, 94 sales |