Universal Insurance Holdings, Inc. income statement
In fiscal 2025, Universal Insurance Holdings, Inc. reported revenue of $1.60bn, up 5.5% on the year before and net income of $183m, or $6.32 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2009Dec 2009 | 2010Dec 2010 | 2011Dec 2011 | 2012Dec 2012 | 2013Dec 2013 | 2014Dec 2014 | 2015Dec 2015 | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMSept 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 211 | 240 | 226 | 270 | 301 | 369 | 547 | 685 | 752 | 824 | 939 | 1,073 | 1,122 | 1,223 | 1,392 | 1,521 | 1,604 | 1,668 |
| Selling, general and administrative | 58 | 64 | 68 | 91 | 92 | 118 | 184 | 221 | 231 | 256 | 272 | 290 | 314 | 305 | 304 | 342 | — | — |
| Interest expense | — | 1 | 1 | 0 | 1 | 2 | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 7 | 7 | 6 | 6 | 7 |
| Income before tax | 46 | 62 | 34 | 53 | 101 | 128 | 175 | 163 | 170 | 153 | 64 | 24 | 28 | −27 | 88 | 85 | 243 | 310 |
| Income tax | 17 | 25 | 14 | 22 | 42 | 55 | 69 | 63 | 64 | 36 | 17 | 5 | 8 | −5 | 22 | 26 | 60 | 77 |
| Net income | 29 | 37 | 20 | 30 | 59 | 73 | 106 | 99 | 107 | 117 | 47 | 19 | 20 | −22 | 67 | 59 | 183 | 233 |
| Diluted EPS | $0.71 | $0.91 | $0.50 | $0.75 | $1.56 | $2.08 | $2.97 | $2.79 | $2.99 | $3.27 | $1.36 | $0.60 | $0.65 | −$0.72 | $2.22 | $2.01 | $6.32 | $8.00 |
| Diluted shares (average) | 41m | 41m | 40m | 41m | 38m | 35m | 36m | 36m | 36m | 36m | 34m | 32m | 31m | 31m | 30m | 29m | 29m | 29m |
| Quarter | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 | 2026 Q3Sept 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 385 | 395 | 400 | 401 | 408 | 394 | 427 | 439 |
| Selling, general and administrative | 89 | 87 | — | — | — | — | — | — |
| Interest expense | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
| Income before tax | 7 | 55 | 46 | 53 | 88 | 72 | 80 | 70 |
| Income tax | 1 | 14 | 11 | 13 | 22 | 17 | 20 | 18 |
| Net income | 6 | 41 | 35 | 40 | 67 | 54 | 59 | 53 |
| Diluted EPS | $0.21 | $1.44 | $1.21 | $1.38 | $2.28 | $1.88 | $2.04 | $1.80 |
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