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Universal Insurance Holdings, Inc. balance sheet

At the end of fiscal 2025, Universal Insurance Holdings, Inc. had total assets of $2.84bn, total liabilities of $2.29bn and shareholders' equity of $551m. It held $409m in cash against $101m of debt: net cash of $308m.

Balance sheet

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2009Dec 20092010Dec 20102011Dec 20112012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMSept 2026
Cash and equivalents174134230347117115197106213166182167251389397259409569
Total assets—8048949269209129941,0601,4551,8581,7201,7592,0562,8902,3172,8422,8403,184
Long-term debt—232220373124151311—810410310210110097
Total debt0232220373124151311108107106104103101100
Total liabilities—6647447627446937006891,0151,3571,2261,3091,6262,6021,9752,4692,2892,538
Shareholders' equity113140150164176200293371440502494449430288341373551646
Non-controlling interests and other (assets − liabilities − equity)—————19————————————
Net debt (negative = net cash)−174−110−208−327−80−85−173−91−201−155−172−159−144−283−293−157−308−469
Shares outstanding—39m40m41m35m35m35m35m35m35m33m31m31m30m29m28m28m28m

Balances at each fiscal year end (quarter end in the quarterly view). Total debt is short- plus long-term borrowings, including lease debt where the company reports it within debt. Where assets do not equal liabilities plus shareholders' equity, the difference (non-controlling interests, redeemable preferred shares) is shown on its own line.

Compare with peers

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Figures from Universal Insurance Holdings, Inc.'s SEC filings (10-K and 10-Q), retrieved October 30, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Universal Insurance Holdings, Inc.