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Universal Insurance Holdings, Inc. (UVE) stock

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NYSE: UVE NYSE Property & Casualty Insurance Next results ~January 21, 2027

C+ Fundamentals grade

Universal Insurance Holdings, Inc. is a US-listed company in the property & casualty insurance industry. Its financial year ends in December.

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Insiders0 buying, 6 selling0 purchases and 21 sales by directors and officers, last 12 monthsInsider trades
  • Funds112 adding, 90 cuttingOf 38 active managers that changed their stake, 24 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter Universal Insurance Holdings files

10-Q filed October 29: Universal Insurance

Universal Insurance Holdings posted revenue of $1.67bn for the twelve months to September 2026, a 5.5% rise on the same period a year earlier. That pace marks an acceleration from the 4.0% growth recorded a quarter earlier, suggesting the top line is building momentum rather than losing it. Alongside this, the company's fundamentals grade has been lifted from C to C+, a modest but notable upgrade. Taken together, the figures point to a business whose underlying trends are moving in the right direction, even if the scale of improvement remains incremental rather than dramatic. The quickening growth rate stands out as the more telling detail.

Our model value for Universal Insurance Holdings is under review, so past values are not shown until it is resolved.

Source: 10-Q filed October 29, 2026 on SEC EDGAR · Financials · Valuation

Earlier notes (1)

Where Universal Insurance stands after its latest 10-Q

Revenue for the twelve months to June 2026 was $1.63bn, up 4.0% on a year earlier, about the same pace as a quarter earlier.

10-Q on SEC EDGAR

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~January 21, 2027 (estimated)

Universal Insurance Holdings, Inc.'s trailing-twelve-month revenue grew 5.5% year on year, with a free-cash-flow margin of 21.6%. Where it stands out: change in growth rate of +1.5pp ranks 7 of 48 property & casualty insurance companies we cover.

Current signal Free cash flow diverging from earnings: TTM free cash flow grew 44.3% while net income grew 90.0%: a 46pp divergence.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Highlights

How we pick these

Strengths

  • Strong cash generation. 21.6% of revenue turned into free cash flow.
  • Net cash. Cash exceeds long-term debt by $0.5bn.
  • Beating expectations. Earnings per share beat the analysts' consensus estimate in each of the last four quarters.
  • Estimates rising. Analysts' consensus for next year's earnings per share has risen 24.4% over 90 days.

Things to watch

  • Short interest rising. Shares sold short rose 96% in a month to 5.1% of tradable shares.
  • Earnings expected to fall. The consensus expects earnings per share to fall 14% next year.

Latest results: FY2026 Q3

Filed October 29, 2026
Earnings per share
$1.93 against an average estimate of $1.34: beat by 43.9%
Revenue
$439m, up 9.6% on a year earlier
Share reaction
+2.3% in the first session after the results on October 22, 2026, against -1.7% for the S&P 500
Next report
October 22, 2026; average EPS estimate $0.74

Universal Insurance Holdings' figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day+1.1%
  • 1 week+2.4%
  • 1 month+11.6%
  • This year+46.8%
  • 1 year+62.5%
  • 5 years+298.9%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

Loading chart…

Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$1.7B
Net margin
13.9%
EPS (TTM, diluted)
$8.00

Growth

Revenue growth
+5.5%
Change in growth rate
+1.5 pts
Share count change
−0.4%

Earnings

Last results
October 22, 2026
Next results (est.)
January 21, 2027

News & updates

Updated October 31, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Results
  2. Results
  3. Announcement

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Valuation

Universal Insurance Holdings, Inc. valuation models and calculator

No model value for Universal Insurance Holdings, Inc. at the moment. Current status: valuation models disagree too widely to rate. Available reported financials are shown below.

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: valuation models disagree too widely to rate: held for review.

The inputs used by the models below have passed source checks. Individual model values are available below and in the interactive valuator. Their differences are shown explicitly; the platform combined value and recommendation remain withheld.

Valuation models

We value Universal Insurance Holdings, Inc. as an insurer, with every model that fits that kind of business. Cost of equity 7.8%: the 10-year Treasury yield (4.9%) plus a beta of 0.62 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. ~$71 ~$50–$110 Primary model, counts double
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. ~$73 ~$60–$92 Included
Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. ~$49 ~$33–$65 Included
Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. ~$30 ~$25–$52 Included
Price-to-earnings vs peers Earnings per share times peers' typical (harmonic-mean) price-to-earnings. ~$79 ~$71–$120 Included
Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. ~$81 ~$65–$110 Included
Combined value Individual source-checked model scenarios are available. The platform combined value and recommendation remain withheld. — Combined value withheld. Review the individual models and their assumptions.

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Universal Insurance Holdings, Inc. with property, casualty and specialty insurers in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

60 /100

Moderate moat

How hard Universal Insurance Holdings's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 20 / 20

    Net income has been a median 3.4% of total assets over 10 years.

  • Durability 1 / 20

    Net margin has been a median 6.5%; its worst year was -8.1%.

  • Discipline 18 / 20

    The diluted share count fell 7.2% over five years; stock-based pay has been a median 2.7% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (65 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Analysts' consensus

Fiscal yearEPSGrowthRevenueGrowth
Current $6.50 +5% $1.6bn +3%
Next $5.60 −14% $1.6bn −4%

Next year's EPS estimate has moved +24.4% in 90 days, across 1 analysts.

Earnings against estimates

Quarter toEstimateActualSurprise
Sept 2026 $1.34 $1.93 +43.9%
Jun 2026 $1.43 $1.84 +28.7%
Mar 2026 $1.39 $2.00 +43.9%
Dec 2025 $1.30 $2.17 +67.0%

Adjusted EPS as companies report it, against the average analyst estimate.

Analyst recommendations

1 analysts, Oct 2026
Buy00%
Hold1100%
Sell00%

Monthly trend

  1. Oct 202611
  2. Sep 202611

Counts of recommendations published by analysts covering Universal Insurance Holdings, Inc., by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Positioning

Short interest
5.1%
of tradable shares
Days to cover
7.98
at average volume
Short interest, 1 month
+96%
to September 30, 2026
Held by institutions
78%
of shares
Held by insiders
11.2%
of shares
Employees
929
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

Recent prices are available. Older price history and the statistics that need it are being loaded in the background.

What moved the share price

Last 12 months +62.5%

$30.17 on October 31, 2025 to $49.03

ThenNowEffect
Revenue (last 12 months) $1.6bn $1.6bn +4.0%
Net margin 4.2% 13.5% +218.6%
P/E multiple 13.2x 6.5x −51.1%
Share count 29m 29m +0.3%

Biggest factor: net margin.

Last 3 years +234.4%

$14.66 on November 3, 2023 to $49.03

ThenNowEffect
Revenue (last 12 months) $1.3bn $1.6bn +25.4%
Net margin 0.4% 13.5% +3044.9%
P/E multiple 80.3x 6.5x −92.0%
Share count 31m 29m +5.5%

Biggest factor: net margin.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Calendar year 202120222023202420252026 to date
Return
UVE+18%−34%+58%+37%+65%+47%
Industry peers (median)+14%+1%+9%+30%+7%+10%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
UVE58%50%58%67%83%55%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
UVE−22%−54%−38%−26%−19%−15%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since October 29, 2015: 80% from September 26, 2018 to October 7, 2022. Getting back needed a 390% gain, reached on April 24, 2026, 1295 days after the low.

Price behaviour

52-week range
$28.50 – $49.03
From 52-week high
0.0%
vs 50-day average
+9.1%
vs 200-day average
+26.3%
Volatility (1 year)
36%
Beta vs S&P 500
-0.19

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
8 up, 4 down
typical move ±8.4%
After a week
9 up, 3 down
typical move ±9.5%
After a month
9 up, 2 down
typical move ±13.2%
Results releasedNext dayS&P 500 next day5 days21 days
October 22, 2026 +2.3% −1.7% −0.4% —
July 23, 2026 +10.1% −1.1% +16.4% +12.4%
April 23, 2026 +15.8% +0.4% +16.2% +14.8%
February 24, 2026 +8.2% +1.6% +19.1% +13.6%
October 23, 2025 +12.0% +1.4% +9.8% +16.6%
July 24, 2025 −9.9% +0.5% −7.1% −2.8%
April 24, 2025 +0.7% +2.8% +2.3% +12.8%
February 25, 2025 +13.1% −0.4% +9.2% +15.5%
October 24, 2024 −2.0% +0.2% +1.6% +16.6%
April 25, 2024 −3.6% +0.6% −2.7% −2.6%
February 22, 2024 +22.0% +2.1% +16.8% +15.1%
October 26, 2023 −0.7% −1.6% +12.9% +22.1%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

Fundamentals

Revenue (TTM) Universal Insurance Holdings, Inc.
$1.3B $1.4B $1.5B $1.6B $1.7B FY23 Q4 FY24 Q3 FY25 Q2 FY26 Q3 Revenue (TTM), FY23 Q4: $1.4B Revenue (TTM), FY24 Q1: $1.4B Revenue (TTM), FY24 Q2: $1.5B Revenue (TTM), FY24 Q3: $1.5B Revenue (TTM), FY24 Q4: $1.5B Revenue (TTM), FY25 Q1: $1.5B Revenue (TTM), FY25 Q2: $1.6B Revenue (TTM), FY25 Q3: $1.6B Revenue (TTM), FY25 Q4: $1.6B Revenue (TTM), FY26 Q1: $1.6B Revenue (TTM), FY26 Q2: $1.6B Revenue (TTM), FY26 Q3: $1.7B $1.7B

Source: SEC EDGAR filings. Retrieved October 30, 2026.

View chart data
Period Revenue (TTM)
FY23 Q4 $1.4B
FY24 Q1 $1.4B
FY24 Q2 $1.5B
FY24 Q3 $1.5B
FY24 Q4 $1.5B
FY25 Q1 $1.5B
FY25 Q2 $1.6B
FY25 Q3 $1.6B
FY25 Q4 $1.6B
FY26 Q1 $1.6B
FY26 Q2 $1.6B
FY26 Q3 $1.7B
Revenue growth, TTM YoY Universal Insurance Holdings, Inc.
0% 5% 10% 15% 20% FY23 Q4 FY24 Q3 FY25 Q2 FY26 Q3 Revenue growth, TTM YoY, FY23 Q4: 13.8% Revenue growth, TTM YoY, FY24 Q1: 15.3% Revenue growth, TTM YoY, FY24 Q2: 14.2% Revenue growth, TTM YoY, FY24 Q3: 12.2% Revenue growth, TTM YoY, FY24 Q4: 9.3% Revenue growth, TTM YoY, FY25 Q1: 7.2% Revenue growth, TTM YoY, FY25 Q2: 5.6% Revenue growth, TTM YoY, FY25 Q3: 4.6% Revenue growth, TTM YoY, FY25 Q4: 5.5% Revenue growth, TTM YoY, FY26 Q1: 3.6% Revenue growth, TTM YoY, FY26 Q2: 4.0% Revenue growth, TTM YoY, FY26 Q3: 5.5% 5.5%

Source: SEC EDGAR filings. Retrieved October 30, 2026.

View chart data
Period Revenue growth, TTM YoY
FY23 Q4 13.8%
FY24 Q1 15.3%
FY24 Q2 14.2%
FY24 Q3 12.2%
FY24 Q4 9.3%
FY25 Q1 7.2%
FY25 Q2 5.6%
FY25 Q3 4.6%
FY25 Q4 5.5%
FY26 Q1 3.6%
FY26 Q2 4.0%
FY26 Q3 5.5%
FCF margin (TTM) Universal Insurance Holdings, Inc.
0% 10% 20% 30% FY23 Q4 FY24 Q3 FY25 Q2 FY26 Q3 FCF margin (TTM), FY23 Q4: 4.8% FCF margin (TTM), FY24 Q1: 13.7% FCF margin (TTM), FY24 Q2: 14.7% FCF margin (TTM), FY24 Q3: 15.3% FCF margin (TTM), FY24 Q4: 8.5% FCF margin (TTM), FY25 Q1: 15.2% FCF margin (TTM), FY25 Q2: 17.2% FCF margin (TTM), FY25 Q3: 15.8% FCF margin (TTM), FY25 Q4: 23.5% FCF margin (TTM), FY26 Q1: 21.5% FCF margin (TTM), FY26 Q2: 20.8% FCF margin (TTM), FY26 Q3: 21.6% 21.6%

Source: SEC EDGAR filings. Retrieved October 30, 2026.

View chart data
Period FCF margin (TTM)
FY23 Q4 4.8%
FY24 Q1 13.7%
FY24 Q2 14.7%
FY24 Q3 15.3%
FY24 Q4 8.5%
FY25 Q1 15.2%
FY25 Q2 17.2%
FY25 Q3 15.8%
FY25 Q4 23.5%
FY26 Q1 21.5%
FY26 Q2 20.8%
FY26 Q3 21.6%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-Q, 10-Q/A. Generated November 3, 2026. Definitions in our methodology.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year 2009 Dec 2009 2010 Dec 2010 2011 Dec 2011 2012 Dec 2012 2013 Dec 2013 2014 Dec 2014 2015 Dec 2015 2016 Dec 2016 2017 Dec 2017 2018 Dec 2018 2019 Dec 2019 2020 Dec 2020 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025 LTM Sept 2026
Income
Revenue 211 240 226 270 301 369 547 685 752 824 939 1,073 1,122 1,223 1,392 1,521 1,604 1,668
Net income 29 37 20 30 59 73 106 99 107 117 47 19 20 −22 67 59 183 233
Diluted EPS $0.71 $0.91 $0.50 $0.75 $1.56 $2.08 $2.97 $2.79 $2.99 $3.27 $1.36 $0.60 $0.65 −$0.72 $2.22 $2.01 $6.32 $8.00
Growth (year on year)
Revenue — +13.9% −5.9% +19.5% +11.6% +22.6% +48.0% +25.4% +9.7% +9.6% +14.0% +14.2% +4.6% +9.0% +13.8% +9.3% +5.5% +5.5%
Net income — +28.5% −45.6% +50.7% +94.6% +23.8% +45.9% −6.6% +7.6% +9.5% −60.3% −58.9% — — — −11.8% +210.5% +90.0%
Diluted EPS — +28.2% −45.1% +50.0% +108.0% +33.3% +42.8% −6.1% +7.2% +9.4% −58.4% −55.9% — — — −9.5% +214.4% +90.8%
Margins
Net margin 13.7% 15.4% 8.9% 11.2% 19.6% 19.8% 19.5% 14.5% 14.2% 14.2% 5.0% 1.8% 1.8% −1.8% 4.8% 3.9% 11.4% 13.9%
Free-cash-flow margin 9.5% −2.4% 48.8% 51.8% 51.7% 30.9% 37.9% 16.5% 32.0% 27.1% 7.8% 1.1% 20.2% 26.1% 4.8% 8.5% 23.5% 21.6%
Cash flow
Cash from operations 21 −4 113 143 157 123 219 121 245 230 85 29 234 325 71 137 381 365
Capital spending 1 2 2 3 1 9 12 8 5 7 11 17 7 5 4 7 4 5
Free cash flow 20 −6 110 140 156 114 207 113 240 223 73 12 227 320 67 130 377 360
Stock-based pay 2 3 3 4 6 12 17 10 11 13 13 9 6 5 3 8 9 —
Free cash flow after stock pay 18 −9 107 136 149 102 190 103 230 211 60 3 221 315 64 122 368 —
Balance sheet
Cash 174 134 230 347 117 115 197 106 213 166 182 167 251 389 397 259 409 569
Total debt 0 23 22 20 37 31 24 15 13 11 10 8 107 106 104 103 101 100
Net debt (negative = net cash) −174 −110 −208 −327 −80 −85 −173 −91 −201 −155 −172 −159 −144 −283 −293 −157 −308 −469
Diluted shares 41m 41m 40m 41m 38m 35m 36m 36m 36m 36m 34m 32m 31m 31m 30m 29m 29m 29m
Returned to shareholders
Dividends 20 13 13 19 18 19 22 24 24 26 26 25 24 24 23 22 22 22
Buybacks — — — — 32 30 19 9 18 25 66 29 2 12 22 22 22 26
Total returned 20 13 13 19 50 49 41 33 42 51 92 53 26 35 45 44 45 48

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Dividends, buybacks and capital spending

FY2026 Q3 TTM
Buybacks (TTM)
$26M
Dividends (TTM)
$22.2M
Returned to shareholders
13%
of free cash flow
Buybacks, last 3 fiscal years
$66.3M
Diluted share count
−0.4%
year over year
Total shareholder yield
3.6%
dividends 1.6% + buybacks 1.9% of market value
Dividend payout ratio
10%
of net income paid out
Sales & admin spending
22.7%
of revenue

Competitors: side by side with peers

Closest by revenue in property & casualty insurance
Last 12 months unless stated UVE SKWD ROOT TRUP UFCS RLI Median
Revenue, last 12 months $1.7bn $1.7bn $1.6bn $1.5bn $1.5bn $1.9bn $1.7bn
Revenue growth, last 12 months 5.5% 38.3% 14.9% 11.8% 11.4% 4.6% 8.0%
Revenue growth, 3-year average 7.4% 32.5% 75.5% 14.7% 11.9% 10.5% 9.5%
Revenue growth, latest quarter 9.6% 53.0% 1.6% 11.1% 14.4% −6.3% 4.2%
Operating margin — — 5.5% 1.6% — — 9.4%
Operating margin, 3-year average — — 3.3% 0.2% — — 1.8%
Net margin 13.9% 10.8% 3.9% 1.5% 9.6% 20.3% 10.5%
Cash from operations / revenue 21.9% 23.5% 12.4% 6.2% 18.4% 27.8% 18.2%
Free-cash-flow margin 21.6% 23.5% 12.4% 5.4% 17.7% 27.4% 17.6%
Free-cash-flow margin, 3-year average 17.6% 28.7% 14.3% 4.0% 20.4% 29.9% 16.5%
Stock pay / revenue 3.2% 1.0% 2.6% 2.5% 0.7% 0.4% 0.6%
Change in share count −0.4% 4.8% −5.7% 2.9% −0.4% −0.3% −0.7%

Median of all 48 companies we cover in property & casualty insurance. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

48 property & casualty insurance companies
Measure Company Peer median Rank
Revenue growth Growth 5.5% 8.3% 30 of 48
Change in growth rate Growth +1.5pp -0.7pp 7 of 48
Net margin Profitability 13.9% 10.8% 16 of 48
Change in share count Balance sheet -0.4% -0.7% 28 of 47

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Who owns it

Funds buying and selling
Reported value
$892M
Institutions reporting
220
Shares held vs prior quarter
▲ 2.1%
Positions opened / closed
32 / 24

Top buyers and sellers, Q2 2026: 112 institutions bought and 90 sold ; the biggest buyer was Vanguard Portfolio Management LLC (+179K shares) and the biggest seller Donald Smith & Co., Inc (−452K). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Blackrock, Inc. $111M 2.7M 12.5% ▲ 3.9%
Dimensional Fund Advisors LP $53.5M 1.3M 6.0% ▲ 0.2%
Vanguard Capital Management LLC $45.9M 1.1M 5.2% ▼ 0.4%
American Century Companies Inc $45.8M 1.1M 5.1% ▲ 10.8%
Vanguard Portfolio Management LLC $38.9M 941K 4.4% ▲ 23.5%
Geode Capital Management, LLC $36.8M 889K 4.1% ▼ 0.3%
Donald Smith & Co., Inc. $29.8M 722K 3.3% ▼ 38.5%
State Street Corp $26.6M 642K 3.0% ▲ 6.1%
Two Sigma Investments, LP $24.8M 599K 2.8% ▼ 9.2%
Morgan Stanley $24.4M 589K 2.7% ▼ 2.3%
Renaissancere Holdings Ltd $24.1M 584K 2.7% 0.0%
Goldman Sachs Group Inc $22.8M 552K 2.6% ▼ 15.6%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Universal Insurance Holdings, Inc.'s complete shareholder register. Values are as reported by the filers .

Insider trading activity

Full insider history and chart
Insider purchases History → $0 0 trades by 0 insiders, last 12 months Insider sales History → $9.2M 21 trades by 6 insiders · 0% under pre-set plans
Net ▼ $9.2M net selling
Insider Date Trade Shares Price Value
Downes Sean P Executive Chairman September 11, 2026 Sell 20,000 $43.98 $879,600
Downes Sean P Executive Chairman August 5, 2026 Sell 20,000 $44.27 $885,400
Downes Sean P Executive Chairman June 11, 2026 Sell 20,000 $38.22 $764,400
Downes Sean P Executive Chairman May 15, 2026 Sell 19,518 $38.71 $755,542
Downes Sean P Executive Chairman May 15, 2026 Sell 482 $39.40 $18,991
Pietrangelo Michael Director May 13, 2026 Sell 4,500 $39.29 $176,805
Pietrangelo Michael Director May 12, 2026 Sell 3,000 $39.55 $118,650
Downes Sean P Executive Chairman April 29, 2026 Sell 2,244 $41.01 $92,026
Downes Sean P Executive Chairman April 29, 2026 Sell 5,837 $40.08 $233,947
Downes Sean P Executive Chairman April 29, 2026 Sell 11,919 $39.25 $467,821
Campos Kimberly D CIO & CAO March 31, 2026 Sell 946 $34.12 $32,278
Peterson Richard D Director March 30, 2026 Sell 2,000 $34.10 $68,200

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Earnings dates and SEC filings

Results announcements

Next expected around January 21, 2027 estimated from the company's past filing pattern, not announced

  • October 22, 2026
  • July 23, 2026
  • April 23, 2026
  • February 24, 2026
  • October 23, 2025
  • July 24, 2025

Recent SEC filings

Data status

When each part of this page on Universal Insurance Holdings, Inc. was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Universal Insurance Holdings, Inc. in brief

What does Universal Insurance Holdings, Inc. do?
Universal Insurance Holdings, Inc. is a US-listed company in the property & casualty insurance industry. Its financial year ends in December.
What is Universal Insurance Holdings, Inc.'s stock ticker?
Universal Insurance Holdings, Inc. trades under the ticker UVE on NYSE. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is Universal Insurance Holdings, Inc.'s revenue, and how fast is it growing?
Over its most recent trailing twelve months, Universal Insurance Holdings, Inc. reported revenue of $1.7B, 5.5% higher than a year earlier, according to its SEC filings.
What is Universal Insurance Holdings, Inc.'s free cash flow?
Universal Insurance Holdings, Inc.'s free-cash-flow margin is 21.6% of revenue over the trailing twelve months.
Who are Universal Insurance Holdings, Inc.'s largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Blackrock, Inc., Dimensional Fund Advisors LP and Vanguard Capital Management LLC. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
Is Universal Insurance Holdings, Inc. buying back stock, and does it pay a dividend?
Universal Insurance Holdings, Inc. spent $26M on share repurchases over the trailing twelve months, and its diluted share count fell 0.4% over the year.
What is Universal Insurance Holdings, Inc.'s market cap?
On November 2, 2026, Universal Insurance Holdings, Inc.'s market capitalisation was about $1.4B, with a price-to-earnings ratio of 6.1 and net debt of -$469M. Market figures come from third-party market data and may be delayed.
Does Universal Insurance Holdings, Inc. pay a dividend?
Yes: Universal Insurance Holdings, Inc. paid $22.2M in dividends over the trailing twelve months, a dividend yield of 1.63% and a payout ratio of 9.5%.
Who are Universal Insurance Holdings, Inc.'s competitors?
In our Property & Casualty Insurance peer group, the companies closest to Universal Insurance Holdings, Inc. are Skyward Specialty Insurance Group, Inc., Root, Inc., Trupanion, Inc., United Fire Group Inc and RLI Corp. The side-by-side comparison below sets their revenue, margins and growth against Universal Insurance Holdings, Inc.'s.
Are insiders buying or selling Universal Insurance Holdings, Inc. stock?
Over the last 12 months, Universal Insurance Holdings, Inc.'s directors and officers reported 0 open-market purchases and 21 sales on Form 4. The insider trading page charts every trade.
When is Universal Insurance Holdings, Inc.'s next earnings date?
Around January 21, 2027, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — Universal Insurance Holdings, Inc. announces its own schedule.