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Credit Acceptance Corp balance sheet

At the end of fiscal 2025, Credit Acceptance Corp had total assets of $8.63bn, total liabilities of $7.11bn and shareholders' equity of $1.52bn. It held $22.8m in cash against $6.39bn of debt: net debt of $6.37bn.

Balance sheet

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2009Dec 20092010Dec 20102011Dec 20112012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMSept 2026
Cash and equivalents2459466158261871623813344231
Total assets—1,3441,7592,1332,4332,7853,3734,2184,9866,2377,4237,4897,0516,9057,6108,8558,6328,878
Long-term debt—2449981,2511,3921,7535405415435441,1887917937959899911,0881,090
Total debt009981,2511,3921,7532,0862,6223,0933,8434,5694,6354,6434,6175,1076,3926,3885,406
Total liabilities—8691,2191,5111,6832,0832,4453,0443,4504,2475,0685,1875,2275,2815,8577,1057,1087,489
Shareholders' equity4984755406227507029281,1741,5361,9912,3552,3031,8241,6241,7541,7501,5241,389
Net debt (negative = net cash)−2−49931,2421,3881,7462,0802,6083,0853,8174,3814,6194,6194,6095,0936,0486,3655,405
Shares outstanding—27m26m24m23m21m20m20m19m19m18m17m14m13m13m12m11m10m

Balances at each fiscal year end (quarter end in the quarterly view). Total debt is short- plus long-term borrowings, including lease debt where the company reports it within debt. Where assets do not equal liabilities plus shareholders' equity, the difference (non-controlling interests, redeemable preferred shares) is shown on its own line.

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Figures from Credit Acceptance Corp's SEC filings (10-K and 10-Q), retrieved October 30, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Credit Acceptance Corp.