Credit Acceptance Corp income statement

In fiscal 2025, Credit Acceptance Corp reported revenue of $2.32bn, up 7.2% on the year before and net income of $424m, or $36.38 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Credit Acceptance Corp: income statement, annual
Fiscal year	2009Dec 2009	2010Dec 2010	2011Dec 2011	2012Dec 2012	2013Dec 2013	2014Dec 2014	2015Dec 2015	2016Dec 2016	2017Dec 2017	2018Dec 2018	2019Dec 2019	2020Dec 2020	2021Dec 2021	2022Dec 2022	2023Dec 2023	2024Dec 2024	2025Dec 2025	LTMSept 2026
Revenue	381	442	525	609	682	724	825	969	1,110	1,286	1,489	1,669	1,856	1,832	1,902	2,162	2,317	2,342
Selling and marketing	15	20	24	31	35	37	46	49	58	68	70	70	65	76	92	94	101	112
General and administrative	30	26	26	31	34	34	38	48	56	56	65	70	100	89	87	98	161	136
Interest expense	32	48	57	63	65	57	76	98	120	157	196	192	164	167	267	420	463	437
Provision for credit losses	−12	10	29	24	22	13	42	90	129	57	76	557	8	481	736	815	616	839
Income before tax	229	254	296	343	398	421	475	531	584	755	856	550	1,261	712	368	330	565	427
Income tax	83	83	108	123	145	155	175	198	114	181	200	129	303	176	82	82	142	90
Net income	146	170	188	220	253	266	300	333	470	574	656	421	958	536	286	248	424	337
Diluted EPS	$4.62	$5.67	$7.07	$8.58	$10.54	$11.92	$14.28	$16.31	$24.04	$29.39	$34.57	$23.47	$59.52	$39.32	$21.99	$19.88	$36.38	$31.22
Diluted shares (average)	32m	30m	27m	26m	24m	22m	21m	20m	20m	20m	19m	18m	16m	14m	13m	12m	12m	11m

US$ millions unless shown otherwise. Fiscal quarters.

Credit Acceptance Corp: income statement, quarterly
Quarter	2024 Q4Dec 2024	2025 Q1Mar 2025	2025 Q2Jun 2025	2025 Q3Sept 2025	2025 Q4Dec 2025	2026 Q1Mar 2026	2026 Q2Jun 2026	2026 Q3Sept 2026
Revenue	566	571	584	582	580	580	587	595
Selling and marketing	22	25	27	25	25	28	30	29
General and administrative	22	22	45	36	58	25	26	27
Interest expense	111	115	118	116	114	108	107	107
Provision for credit losses	123	162	173	152	130	140	159	411
Income before tax	192	142	118	149	157	175	169	−74
Income tax	40	35	30	41	35	39	33	−17
Net income	152	106	87	108	122	136	136	−57
Diluted EPS	$12.20	$8.66	$7.42	$9.43	$10.88	$12.40	$12.66	−$5.43

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

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Figures from Credit Acceptance Corp's SEC filings (10-K and 10-Q), retrieved October 30, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Credit Acceptance Corp.