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Flagstar Bank, National Association balance sheet

At the end of fiscal 2025, Flagstar Bank, National Association had total assets of $87.51bn, total liabilities of $79.37bn and shareholders' equity of $8.14bn. It held $5.98bn in cash against $12.18bn of debt.

Balance sheet

US$ billions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Flagstar Bank, National Association: balance sheet, annual
Fiscal year2009Dec 20092010Dec 20102011Dec 20112012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Cash and equivalents2.71.92.02.40.60.60.50.62.51.50.71.92.22.011.515.46.05.2
Goodwill2.42.42.42.42.42.42.42.42.42.42.42.42.42.40.00.0——
Total assets42.241.242.044.146.748.650.348.949.151.953.656.359.590.1114.1100.287.587.7
Short-term debt———————————————2.84.04.3
Long-term debt—————————0.30.3——21.321.311.78.26.7
Total debt0.00.00.00.015.114.215.713.712.914.214.616.116.621.321.314.412.210.9
Total liabilities36.835.736.538.541.042.844.442.842.345.246.949.552.581.3105.792.079.479.6
Shareholders' equity5.45.55.65.75.75.85.96.16.86.76.76.87.08.88.48.28.18.1
Shares outstanding——————————————241m—416m417m

Balances at each fiscal year end (quarter end in the quarterly view). Total debt is short- plus long-term borrowings, including lease debt where the company reports it within debt. Where assets do not equal liabilities plus shareholders' equity, the difference (non-controlling interests, redeemable preferred shares) is shown on its own line.

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Figures from Flagstar Bank, National Association's SEC filings (10-K and 10-Q), retrieved October 26, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Flagstar Bank, National Association.