Flagstar Bank, National Association income statement

In fiscal 2025, Flagstar Bank, National Association reported revenue of $2.06bn, down 19.2% on the year before and net income of −$177m, or −$0.50 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Flagstar Bank, National Association: income statement, annual
Fiscal year	2009Dec 2009	2010Dec 2010	2011Dec 2011	2012Dec 2012	2013Dec 2013	2014Dec 2014	2015Dec 2015	2016Dec 2016	2017Dec 2017	2018Dec 2018	2019Dec 2019	2020Dec 2020	2021Dec 2021	2022Dec 2022	2023Dec 2023	2024Dec 2024	2025Dec 2025	LTMJun 2026
Revenue	1,063	1,518	1,436	1,457	1,385	1,342	619	1,433	1,347	1,123	1,041	1,161	1,350	1,643	5,764	2,552	2,062	2,090
Selling, general and administrative	126	183	194	206	181	173	171	188	179	129	120	124	127	158	—	—	—	—
General and administrative	—	—	—	—	—	—	—	—	—	—	—	—	—	—	389	513	307	154
Interest expense	729	734	666	631	541	543	1,284	387	452	659	848	608	400	696	2,414	—	—	—
Net interest income	905	1,180	1,200	1,160	1,167	1,140	408	1,287	1,130	1,031	957	1,100	1,289	1,396	3,077	2,152	1,721	1,775
Non-interest income	158	338	235	297	219	202	211	146	217	92	84	61	61	247	2,687	400	341	315
Non-interest expense	407	578	601	613	608	587	766	652	641	547	511	511	541	684	4,981	2,838	2,076	1,947
Provision for credit losses	63	103	100	63	31	—	—	4	37	18	7	62	3	133	833	1,092	184	59
Income before tax	593	837	735	781	747	773	−132	777	668	558	523	588	806	826	−50	−1,378	−198	84
Income tax	195	296	255	280	272	288	−85	282	202	135	128	77	210	176	29	−260	−21	36
Net income	399	541	480	501	476	485	−47	495	466	422	395	511	596	650	−79	−1,118	−177	48
Diluted EPS	$3.39	$1.24	$1.09	$1.13	$1.08	$1.09	−$0.11	$1.01	$0.90	$0.79	$0.77	$1.02	$1.20	$3.77	−$0.49	−$3.49	−$0.50	$0.11
Diluted shares (average)	117m	145m	145m	146m	146m	147m	150m	162m	162m	162m	155m	154m	155m	162m	238m	331m	415m	443m

US$ millions unless shown otherwise. Fiscal quarters.

Flagstar Bank, National Association: income statement, quarterly
Quarter	2024 Q3Sept 2024	2024 Q4Dec 2024	2025 Q1Mar 2025	2025 Q2Jun 2025	2025 Q3Sept 2025	2025 Q4Dec 2025	2026 Q1Mar 2026	2026 Q2Jun 2026
Revenue	623	625	490	496	519	557	498	516
General and administrative	188	−44	79	72	153	−126	64	63
Net interest income	510	461	410	419	425	467	443	440
Non-interest income	113	164	80	77	94	90	55	76
Non-interest expense	716	718	532	513	522	509	466	450
Provision for credit losses	242	145	79	64	38	3	0	18
Income before tax	−335	−238	−121	−81	−41	45	32	48
Income tax	−55	−50	−21	−11	−5	16	11	14
Net income	−280	−188	−100	−70	−36	29	21	34
Diluted EPS	−$0.79	−$0.33	−$0.26	−$0.19	−$0.11	$0.06	$0.03	$0.06

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

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Figures from Flagstar Bank, National Association's SEC filings (10-K and 10-Q), retrieved October 26, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Flagstar Bank, National Association.