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Flagstar Bank, National Association cash flow statement

In fiscal 2025, Flagstar Bank, National Association's operations generated −$181m of cash; it spent $0 on capital projects, leaving free cash flow of −$181m. It returned $15.0m in dividends.

Cash flow statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2009Dec 20092010Dec 20102011Dec 20112012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Cash from operations215−708305761,376722−4207561,3275405103342901,02626386−181162
Depreciation and amortisation2020242528283133333227242118165184148171
Stock-based pay131617212227303336363229312947546165
Capital spending749413937733584281000000000
Free cash flow208−1187895371,339649−4556711,2995315103342901,02626386−181162
Free cash flow after stock pay195−1347735171,316621−4856391,26349447830525999721632−24297
Dividends paid348434437439440442454331332333317316316317486531516
Share buybacks144457791816167500700——
Shares issued1,01229————630——————001,0040—

Free cash flow is cash from operations minus capital spending. Free cash flow after stock pay also subtracts stock-based compensation, a real cost to shareholders that the cash flow statement adds back. Dividends, buybacks and shares issued are cash amounts for the period.

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Figures from Flagstar Bank, National Association's SEC filings (10-K and 10-Q), retrieved October 26, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Flagstar Bank, National Association.