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United Guardian Inc (UG) stock

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NASDAQ: UG Nasdaq Personal Care Products Next results ~November 5, 2026

B Fundamentals grade

United Guardian Inc is a US-listed company in the personal care products industry. Its financial year ends in December.

Stock price today

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Third-party market data · may be delayed

Fair value per share

~$13

Cash-flow model

Base case. Range ~$11–$17 across our lower- and higher-growth cases (-2.1%–7.9% a year).

Price vs value

Undervalued

The price is below our entire value range; our base value is 85% above it.

Price used: $7.25, November 2, 2026

United Guardian Inc valuation: adjust assumptions and compare models →

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Funds10 adding, 6 cuttingOf 3 active managers that changed their stake, 0 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter United Guardian files

Where United Guardian stands after its latest 10-Q

Revenue for the twelve months to June 2026 was $11m, up 3.2% on a year earlier, against a decline of 4.1% a quarter earlier. Free-cash-flow margin rose to 30.3% from 16.2% a year earlier. Operating margin narrowed to 20.8% from 25.9%. Against its peers on growth, profitability, cash generation and balance sheet, it grades B. It passes 2 of our 2 financial-health checks. Our cash-flow model value is $13.44 a share, against a share price of $6.80.

Source: 10-Q filed August 11, 2026 on SEC EDGAR · Financials · Valuation

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~November 5, 2026 (estimated)

United Guardian Inc's trailing-twelve-month revenue grew 3.2% year on year, with a free-cash-flow margin of 30.3%. Where it stands out: net margin of 22.0% ranks 1 of 21 personal care products companies we cover. Where it lags: gross margin of 46.9% ranks 17 of 21 personal care products companies we cover.

Our discounted-cash-flow model values the business at ~$13 per share in the base case (~$11–$17 across growth scenarios) — model values under stated assumptions, not a price target.

Current signal Free cash flow diverging from earnings: TTM free cash flow grew 93.5% while net income fell 3.6%: a 97pp divergence.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Highlights

How we pick these

Strengths

  • Priced below our value. The share price of $7.25 is 85% below our value per share of $13.
  • Growth speeding up. The growth rate is 7.4 points higher than a quarter earlier.
  • Strong cash generation. 30.3% of revenue turned into free cash flow, against a median of 9.6% for personal care products companies we cover.
  • Net cash. Cash exceeds long-term debt by $0.0bn.

Things to watch

  • Results due soon. Results are expected around 5 November; the share price can move sharply on the day.
  • Margins narrowing. Operating margin is down 5.1 points on a year ago.
  • Gross margin slipping. Gross margin is down 6.4 points on a year ago.
  • Below peers: days sales outstanding. Days sales outstanding of 55 days ranks 11 of 14 personal care products companies we cover (median 33 days).

Latest results: FY2026 Q2

Filed August 11, 2026
Revenue
$3m, up 9.5% on a year earlier
Share reaction
+0.6% in the first session after the results on August 7, 2026, against +0.6% for the S&P 500

United Guardian's figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day+2.5%
  • 1 week+9.0%
  • 1 month+1.7%
  • This year+26.6%
  • 1 year+8.8%
  • 5 years-31.0%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

Loading chart…

Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$11.2M
Operating margin
20.8%
Net margin
22.0%
EPS (TTM, diluted)
$0.54

Growth

Revenue growth
+3.2%
Change in growth rate
+7.4 pts
Share count change
+0.0%

Cash

Free cash flow (TTM)
$3.4M
FCF margin
30.3%

Earnings

Last results
August 7, 2026
Next results (est.)
November 5, 2026

News & updates

Updated October 31, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Results
  2. Announcement

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Valuation

United Guardian Inc valuation models and calculator

What the price is pricing in

The share price implies cash flow shrinking about 11.2% a year for five years.That is slower than the -4.3% a year revenue growth United Guardian has delivered.

Read with care: free cash flow has swung sharply in the past year (often a one-off tax, legal or working-capital item), so the cash-flow base behind this reading may be unusually low or high.

  • Priced in-11.2%
  • Last 12 months3.2%
  • 3 years a year2.5%
  • 5 years a year-4.3%

Our cash-flow model with every input fixed except growth over the next five years, solved for the growth at which the model value equals the share price ($7.07, Nov 3, 2026). Cash-flow growth then fades to 2.5% a year; discount rate 8.5%. Delivered figures are revenue growth from SEC filings. This is a model exercise, not investment advice or a forecast of the share price. All companies

Fundamentalytics rating

model v1.6 · 2026-11-03
Buy12-month view
12-month price target
~$13
Price used
$7.07close November 3, 2026
Implied change
▲ +90%
Uncertainty
Low

How we got here: a discounted-cash-flow model of United Guardian Inc's free cash flow after stock-based pay with after-tax interest added back ($3M, FY2026 Q2 TTM), growing 2.9% a year for five years and fading to 2.5%, discounted at 8.5%. Lower and higher growth cases span ~$11–~$17 ; that spread sets a 15% margin before we rate Buy or Sell.

Produced by Fundamentalytics' automated valuation model on November 3, 2026, using delayed market prices. Rating meanings, methodology and conflicts: recommendations disclosure and research disclaimer. General research, not personal advice — it does not consider your circumstances. Prices can fall as well as rise.

Our value per share comes from a discounted-cash-flow model of United Guardian Inc's free cash flow after stock-based pay ( $3M, FY2026 Q2 TTM, with after-tax interest added back): growth for five years as below (the first two years from forecasts, guidance and the company's record), fading to 2.5%, discounted at 8.5%, then cash added and debt and other claims subtracted. These are model values under stated assumptions, not price targets or recommendations.

Valuation models

We value United Guardian Inc as an operating company, with every model that fits that kind of business. Cost of equity 7.5%: the 10-year Treasury yield (4.9%) plus a beta of 0.56 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Cash-flow model (DCF) Free cash flow to the firm (after stock pay, with after-tax interest added back), grown then faded to 2.5%, discounted at 8.5% as the firm rate, less debt and other claims. ~$13 ~$11–$17 Primary model, counts double
Price-to-earnings vs peers Earnings per share times peers' typical (harmonic-mean) price-to-earnings. ~$6.6 ~$4.7–$12 Included
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. ~$11 ~$8.3–$15 Included
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. ~$13 ~$11–$17 Included
Combined value Weighted average of the models that apply: the primary model (cash-flow model (dcf)) counts double. Models more than 5x or less than 0.2x the share price, or more than 3x away from the other models' median, are left out. ~$11 ~$6.6–$13 4 models

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare United Guardian Inc with Personal Care Products in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

What moves the value

  • Revenue growth 5 points lower ▼ −22%
  • Revenue growth 5 points higher ▲ +28%
  • Free-cash-flow margin 1 point lower ▼ −3%
  • Last year's free-cash-flow margin change, if it persists ▲ +67%
  • Discount rate 1 point higher ▼ −12%
Value per share under different assumptions
Discount rate ↓ / growth → −5% growth0% growth5% growth10% growth15% growth20% growth
7% $11$15$19$25$33$43
8.5% $9$12$15$19$25$32
10% $8$10$12$16$20$25

Valuation multiples over time Market data may be delayed

At fiscal year end 20152016201720182019202020212022202320242025Now
Share price$10.60$8.97$11.52$12.10$13.70$10.50$12.84$8.54$5.96$8.38$5.73$7.25
Market value$49m$41m$53m$56m$63m$48m$59m$39m$27m$39m$26m$33m
+ Net debt (− = net cash)−$1m−$424301−$724721−$550135−$1m−$591444−$531213−$830452−$8m−$2m−$1m−$2m
Enterprise value$48m$41m$52m$55m$62m$48m$58m$38m$19m$37m$25m$31m
Multiples
Price / sales 3.5x3.8x4.1x4.1xn/m4.4x4.2x3.1x2.5x3.2x2.5x3.0x
Price / earnings 10.6x16.0x13.8x12.8x13.2x14.6x12.7x15.3x10.6x11.8x12.5x13.5x
Price / free cash flow 9.5x19.4x13.4x11.4x14.4x13.6x11.3x16.0x9.2x12.7x13.8x9.8x
EV / EBITDA 7.4x11.4x9.6x9.5x11.1x12.5x10.1x9.2x6.5x9.8x10.7x12.6x

Market value uses the period's diluted share count; figures for each fiscal year use that year's results and the price at year end. "Now" uses today's price and the last twelve months.

Moat

66 /100

Moderate moat

How hard United Guardian's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 20 / 20

    Net income has been a median 27.2% of total assets over 10 years.

  • Pricing power 10 / 20

    Gross margin has been a median 54.0%, moving by 12465.7 percentage points (standard deviation) across 10 years.

  • Durability 10 / 20

    Operating margin has been a median 32.5%; its worst year was -3149.1%.

  • Cash conversion 19 / 20

    Free cash flow was positive in 9 of 10 years, at a median 27.6% of revenue.

  • Discipline 12 / 20

    The diluted share count rose 0.0% over five years.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (71 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Analysts' consensus

No analyst estimates are published for United Guardian Inc: too few analysts cover it.

Positioning

Short interest
0.2%
of tradable shares
Days to cover
0.73
at average volume
Short interest, 1 month
−62%
to October 15, 2026
Held by institutions
20%
of shares
Held by insiders
35.9%
of shares
Employees
23
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

Recent prices are available. Older price history and the statistics that need it are being loaded in the background.

What moved the share price

Last 12 months +8.8%

$6.67 on October 31, 2025 to $7.25

ThenNowEffect
Revenue (last 12 months) $11m $11m +3.2%
Net margin 23.6% 22.0% −6.6%
P/E multiple 12.0x 13.5x +12.8%
Share count 5m 5m 0.0%

Biggest factor: p/e multiple.

Last 3 years +51.2%

$4.80 on November 3, 2023 to $7.25

ThenNowEffect
Revenue (last 12 months) $10m $11m +7.7%
Net margin 21.6% 22.0% +2.1%
P/E multiple 9.8x 13.5x +37.5%
Share count 5m 5m 0.0%

Biggest factor: p/e multiple.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Calendar year 202120222023202420252026 to date
Return
UG+22%−33%−30%+41%−32%+27%
Industry peers (median)+32%−32%+6%−11%−34%−1%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
UG50%50%42%58%42%55%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
UG−21%−59%−52%−40%−48%−16%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since October 29, 2015: 76% from April 11, 2022 to November 3, 2023. Getting back needed a 318% gain, and the shares have not yet recovered.

Price behaviour

52-week range
$5.23 – $7.90
From 52-week high
−8.2%
vs 50-day average
+2.9%
vs 200-day average
+7.0%
Volatility (1 year)
31%
Beta vs S&P 500
0.13

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
7 up, 5 down
typical move ±7.1%
After a week
7 up, 5 down
typical move ±9.2%
After a month
7 up, 5 down
typical move ±13.9%
Results releasedNext dayS&P 500 next day5 days21 days
August 7, 2026 +0.6% +0.6% −1.2% −1.7%
May 8, 2026 0.0% +1.1% +2.3% −0.6%
March 27, 2026 +6.2% −2.0% +6.1% +12.6%
November 6, 2025 −9.3% −1.0% −11.9% −15.9%
August 8, 2025 −1.1% +0.6% −0.9% +7.1%
May 8, 2025 +1.0% +0.6% +2.6% +4.6%
March 21, 2025 −8.5% +1.8% −7.7% −14.7%
November 8, 2024 −15.7% +0.5% −22.2% −20.8%
August 9, 2024 +4.9% +0.5% +8.7% +28.9%
May 10, 2024 +14.4% +0.1% +15.9% +12.3%
March 22, 2024 +0.7% −0.5% +3.6% +7.4%
November 6, 2023 +23.3% +0.5% +26.9% +39.9%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

United Guardian Inc in five measures

Fundamentals grade B
Growth Profitability Cash Balance sheet Value

Growth, profitability, cash generation and balance sheet are percentiles against the companies we cover in the same industry, from SEC filings (100 = best). Value compares the share price with our modelled value range (50 = at our base value; higher = cheaper). A description of reported data and our model — not a quality score or advice.

Fundamentals

Revenue (TTM) United Guardian Inc
$10M $11M $12M $13M FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue (TTM), FY23 Q3: $11M Revenue (TTM), FY23 Q4: $10.9M Revenue (TTM), FY24 Q1: $11.6M Revenue (TTM), FY24 Q2: $12.3M Revenue (TTM), FY24 Q3: $12.3M Revenue (TTM), FY24 Q4: $12.2M Revenue (TTM), FY25 Q1: $11.4M Revenue (TTM), FY25 Q2: $10.9M Revenue (TTM), FY25 Q3: $10.1M Revenue (TTM), FY25 Q4: $10.5M Revenue (TTM), FY26 Q1: $10.9M Revenue (TTM), FY26 Q2: $11.2M $11.2M

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue (TTM)
FY23 Q3 $11M
FY23 Q4 $10.9M
FY24 Q1 $11.6M
FY24 Q2 $12.3M
FY24 Q3 $12.3M
FY24 Q4 $12.2M
FY25 Q1 $11.4M
FY25 Q2 $10.9M
FY25 Q3 $10.1M
FY25 Q4 $10.5M
FY26 Q1 $10.9M
FY26 Q2 $11.2M
Revenue growth, TTM YoY United Guardian Inc
-20% -10% 0% 10% 20% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue growth, TTM YoY, FY23 Q3: -18.8% Revenue growth, TTM YoY, FY23 Q4: -14.3% Revenue growth, TTM YoY, FY24 Q1: 1.7% Revenue growth, TTM YoY, FY24 Q2: 18.4% Revenue growth, TTM YoY, FY24 Q3: 11.5% Revenue growth, TTM YoY, FY24 Q4: 11.9% Revenue growth, TTM YoY, FY25 Q1: -1.4% Revenue growth, TTM YoY, FY25 Q2: -11.8% Revenue growth, TTM YoY, FY25 Q3: -18.3% Revenue growth, TTM YoY, FY25 Q4: -13.4% Revenue growth, TTM YoY, FY26 Q1: -4.1% Revenue growth, TTM YoY, FY26 Q2: 3.2% 3.2%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Revenue growth, TTM YoY
FY23 Q3 -18.8%
FY23 Q4 -14.3%
FY24 Q1 1.7%
FY24 Q2 18.4%
FY24 Q3 11.5%
FY24 Q4 11.9%
FY25 Q1 -1.4%
FY25 Q2 -11.8%
FY25 Q3 -18.3%
FY25 Q4 -13.4%
FY26 Q1 -4.1%
FY26 Q2 3.2%
Operating margin (TTM) United Guardian Inc
20% 25% 30% 35% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Operating margin (TTM), FY23 Q3: 24.6% Operating margin (TTM), FY23 Q4: 26.3% Operating margin (TTM), FY24 Q1: 26.4% Operating margin (TTM), FY24 Q2: 29.7% Operating margin (TTM), FY24 Q3: 31.5% Operating margin (TTM), FY24 Q4: 29.9% Operating margin (TTM), FY25 Q1: 28.3% Operating margin (TTM), FY25 Q2: 25.9% Operating margin (TTM), FY25 Q3: 20.7% Operating margin (TTM), FY25 Q4: 21.3% Operating margin (TTM), FY26 Q1: 20.8% Operating margin (TTM), FY26 Q2: 20.8% 20.8%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period Operating margin (TTM)
FY23 Q3 24.6%
FY23 Q4 26.3%
FY24 Q1 26.4%
FY24 Q2 29.7%
FY24 Q3 31.5%
FY24 Q4 29.9%
FY25 Q1 28.3%
FY25 Q2 25.9%
FY25 Q3 20.7%
FY25 Q4 21.3%
FY26 Q1 20.8%
FY26 Q2 20.8%
FCF margin (TTM) United Guardian Inc
15% 20% 25% 30% 35% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 FCF margin (TTM), FY23 Q3: 23.1% FCF margin (TTM), FY23 Q4: 27.4% FCF margin (TTM), FY24 Q1: 27.5% FCF margin (TTM), FY24 Q2: 32.6% FCF margin (TTM), FY24 Q3: 33.4% FCF margin (TTM), FY24 Q4: 24.9% FCF margin (TTM), FY25 Q1: 23.9% FCF margin (TTM), FY25 Q2: 16.2% FCF margin (TTM), FY25 Q3: 15.4% FCF margin (TTM), FY25 Q4: 18.1% FCF margin (TTM), FY26 Q1: 20.0% FCF margin (TTM), FY26 Q2: 30.3% 30.3%

Source: SEC EDGAR filings. Retrieved October 29, 2026.

View chart data
Period FCF margin (TTM)
FY23 Q3 23.1%
FY23 Q4 27.4%
FY24 Q1 27.5%
FY24 Q2 32.6%
FY24 Q3 33.4%
FY24 Q4 24.9%
FY25 Q1 23.9%
FY25 Q2 16.2%
FY25 Q3 15.4%
FY25 Q4 18.1%
FY26 Q1 20.0%
FY26 Q2 30.3%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-Q. Generated November 3, 2026. Definitions in our methodology.

Where the money goes

FY2025, from the 10-K

Each dollar United Guardian took in during FY2025, followed through to profit: what it cost to make, what went on research and running the business, and what was left after tax.

  1. Revenue $10.5M
  2. Other income $399,667 · 3.8%
  3. Cost of revenue $5.4M · 51.2%
  4. Gross profit $5.1M · 48.8%
  5. Research and development $463,644 · 4.4%
  6. Other operating costs $2.4M · 23.1%
  7. Operating income $2.2M · 21.3%
  8. Income tax $537,277 · 5.1%
  9. Net income $2.1M · 20.0%

Shares of revenue. Source: United Guardian's 10-K for FY2025, as filed with the SEC. "Other" lines are what the reported lines leave unexplained. Other income is income outside operations, such as investment gains.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year 2010 Dec 2010 2011 Dec 2011 2012 Dec 2012 2013 Dec 2013 2014 Dec 2014 2015 Dec 2015 2016 Dec 2016 2017 Dec 2017 2018 Dec 2018 2019 Dec 2019 2020 Dec 2020 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025 LTM Jun 2026
Income
Revenue 14 14 14 15 13 14 11 13 13 0 11 14 13 11 12 11 11
Gross profit 8 9 9 10 8 9 6 8 8 −6 6 8 7 5 6 5 5
EBITDA 5 6 6 7 6 6 4 5 6 6 4 6 4 3 4 2 2
Operating income 5 6 6 7 5 6 3 5 6 5 4 6 4 3 4 2 2
Net income 4 5 5 6 4 5 3 4 4 5 3 5 3 3 3 2 2
Diluted EPS $0.80 $1.03 $1.05 $1.28 $0.88 $1.00 $0.56 $0.84 $0.95 $1.04 $0.72 $1.01 — — — — $0.54
Growth (year on year)
Revenue — +4.5% −3.6% +11.5% −12.8% +4.1% −23.1% +20.3% +3.7% −99.9% +>999% +26.8% −8.8% −14.3% +11.9% −13.4% +3.2%
EBITDA — +20.9% −0.6% +17.9% −24.3% +14.0% −44.7% +52.0% +6.2% −3.5% −31.8% +52.9% −28.2% −28.9% +26.1% −37.2% −15.8%
Operating income — +21.3% −0.6% +19.7% −24.8% +14.6% −46.1% +54.5% +6.6% −3.3% −32.6% +55.9% −28.8% −29.1% +27.4% −38.5% −17.0%
Net income — +24.1% +2.4% +22.2% −31.4% +13.7% −44.0% +48.9% +13.2% +9.4% −30.6% +41.0% −44.8% +0.5% +25.9% −35.2% −3.6%
Diluted EPS — +28.8% +1.9% +21.9% −31.3% +13.6% −44.0% +50.0% +13.1% +9.5% −30.8% +40.3% — — — — −3.6%
Margins
Gross margin 61.7% 60.6% 62.3% 63.6% 60.5% 62.9% 54.7% 59.1% 60.3% <−999% 55.6% 58.7% 52.8% 49.7% 53.0% 48.8% 46.9%
EBITDA margin 38.5% 44.6% 45.9% 48.6% 42.2% 46.2% 33.2% 41.9% 42.9% >999% 34.6% 41.7% 32.9% 27.3% 30.7% 22.3% 21.9%
Operating margin 36.9% 42.8% 44.1% 47.4% 40.8% 44.9% 31.5% 40.4% 41.5% >999% 33.1% 40.7% 31.8% 26.3% 29.9% 21.3% 20.8%
Net margin 27.7% 32.9% 34.9% 38.3% 30.1% 32.9% 24.0% 29.6% 32.4% >999% 30.1% 33.4% 20.2% 23.7% 26.7% 20.0% 22.0%
Free-cash-flow margin 26.5% 29.0% 37.1% 35.8% 32.9% 36.7% 19.7% 30.5% 36.3% >999% 32.3% 37.3% 19.3% 27.4% 24.9% 18.1% 30.3%
Cash flow
Cash from operations 4 4 5 6 4 5 2 4 5 4 4 5 3 3 3 2 3
Capital spending 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Free cash flow 4 4 5 6 4 5 2 4 5 4 4 5 2 3 3 2 3
Balance sheet
Cash 2 1 2 2 2 1 0 1 1 1 1 1 1 8 2 1 2
Total debt 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Net debt (negative = net cash) −2 −1 −2 −2 −2 −1 −0 −1 −1 −1 −1 −1 −1 −8 −2 −1 −2
Diluted shares — 5m 5m 5m 5m 5m 5m 5m 5m 5m 5m 5m 5m 5m 5m 5m 5m
Returned to shareholders
Dividends 5 4 6 4 4 5 3 7 5 5 4 5 3 0 3 3 2
Buybacks 4 — — — — — — — — — — — — — — — —
Total returned 8 4 6 4 4 5 3 7 5 5 4 5 3 0 3 3 2

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Financial health

2 of 2 checks passed · June 30, 2026
What it owns · $14m
Short-term assets $13mLonger-term assets $1m
What it owes, and who funded it · $14m
Short-term liabilities $2mLonger-term liabilities $0mShareholders' equity $12m
  • Short-term assets cover short-term liabilities $13m of assets due within a year against $2m of liabilities due within a year.
  • Short-term assets cover long-term liabilities $13m short-term assets against $224,351 of longer-dated liabilities.
  • More cash than debt Cash or debt not separately reported. Not assessable.
  • Debt below 40% of shareholders' equity Equity or debt not reported. Not assessable.
  • Debt burden no higher than five years ago Five-year comparison not available. Not assessable.
  • A year's operating cash flow covers at least 20% of debt Cash flow or debt not reported. Not assessable.
  • Operating profit covers interest at least five times over Interest not separately reported. Not assessable.

From United Guardian Inc's latest balance sheet as filed. Checks are fixed, documented rules (methodology), counted only where the company reports the figures — a dot means the filing doesn't break the item out. Descriptions of reported data, not advice.

Dividends, buybacks and capital spending

Dividends (TTM)
$2.3M
Returned to shareholders
68%
of free cash flow
Diluted share count
0.0%
year over year
Total shareholder yield
6.9%
dividends 6.9% + buybacks 0.0% of market value
Dividend payout ratio
93%
of net income paid out
R&D spending
4.3%
of revenue
Days sales outstanding
55 days
receivables vs revenue

Competitors: side by side with peers

Closest by revenue in personal care products
Last 12 months unless stated UG YCBD AXIL NHTC FTLF MTEX Median
Revenue, last 12 months $11m $21m $30m $34m $36m $107m $913m
Revenue growth, last 12 months 3.2% 10.0% 10.3% −16.5% −43.3% −5.0% 3.5%
Revenue growth, 3-year average 2.5% −7.3% −5.7% −9.1% −3.0% −7.7% −0.1%
Revenue growth, latest quarter 9.5% 20.6% −11.2% −20.2% 64.6% 3.8% 2.7%
Gross margin 46.9% 57.7% 72.4% 74.3% 34.8% 76.1% 69.2%
Operating margin 20.8% −13.9% 10.0% −5.9% 10.9% 2.5% 6.7%
Operating margin, 3-year average 25.5% −37.2% 6.9% −4.1% 16.0% 0.4% 5.5%
Net margin 22.0% −13.8% 9.3% −4.2% 5.4% −6.9% 3.4%
Cash from operations / revenue 30.9% −10.6% 14.9% −12.3% 28.1% 2.3% 9.9%
Free-cash-flow margin 30.3% −11.5% 14.5% −13.7% 28.0% 1.5% 9.6%
Free-cash-flow margin, 3-year average 26.4% −7.8% 7.1% −11.4% 17.7% −1.0% 6.0%
Stock pay / revenue — 4.2% 4.3% 0.1% 0.1% 0.4% 1.0%
Change in share count 0.0% — −5.5% −15.7% 0.5% 1.2% −0.0%

Median of all 21 companies we cover in personal care products. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

21 personal care products companies
Measure Company Peer median Rank
Revenue growth Growth 3.2% 3.5% 12 of 21
Change in growth rate Growth +7.4pp +0.7pp 3 of 21
Gross margin Profitability 46.9% 69.2% 17 of 21
Operating margin Profitability 20.8% 6.7% 2 of 21
Net margin Profitability 22.0% 3.4% 1 of 21
Free-cash-flow margin Cash generation 30.3% 9.6% 1 of 21
Change in share count Balance sheet 0.0% -0.0% 11 of 19
Days sales outstanding Balance sheet 55 days 33 days 11 of 14

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Where the revenue comes from

Fiscal year to December 31, 2025
Products and services
Line of business Revenue Share YoY
Industrial and Other $10.5M 100.0% ▼ 13.4%
Pharmaceuticals $5.4M 51.5% ▲ 15.1%
Cosmetic Ingredients $3M 28.5% ▼ 44.7%
Medical Lubricants $2.1M 20.0% ▲ 4.1%
Geography
Region Revenue Share YoY
United States $8.1M 77.2% ▼ 20.0%
Outside the US $2.4M 22.8% ▲ 19.8%

From United Guardian Inc's 10-K filed March 27, 2026, as tagged in the filing. View filing. Indented rows are part of the line above; their share is of that line. In the bars, the faint bar behind is the year before.

Who owns it

Funds buying and selling
Reported value
$6.3M
Institutions reporting
28
Shares held vs prior quarter
▼ 2.2%
Positions opened / closed
3 / 1

Top buyers and sellers, Q2 2026: 10 institutions bought and 6 sold ; the biggest buyer was Dimensional Fund Advisors LP (+4,632 shares) and the biggest seller Bridgeway Capital Management, LLC (−13K). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Renaissance Technologies LLC $1.2M 167K 18.9% ▼ 5.1%
GAMCO Investors, Inc. Et Al $1.2M 164K 18.6% 0.0%
Vanguard Capital Management LLC $916,348 128K 14.5% 0.0%
Dimensional Fund Advisors LP $522,433 73K 8.3% ▲ 6.8%
Rodgers Brothers Inc. $425,544 60K 6.7% ▼ 6.3%
Teton Advisors, LLC $383,854 54K 6.1% 0.0%
Parthenon LLC $361,541 51K 5.7% 0.0%
Gabelli Funds LLC $271,320 38K 4.3% 0.0%
Geode Capital Management, LLC $252,995 35K 4.0% ▼ 3.2%
United Capital Financial Advisors, LLC $143,300 20K 2.3% 0.0%
Vanguard Fiduciary Trust Co $131,233 18K 2.1% 0.0%
Susquehanna International Group, LLP $118,374 17K 1.9% ▲ 2.8%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not United Guardian Inc's complete shareholder register. Values are as reported by the filers .

Insider trading activity

Full insider history and chart
Insider purchases History → $0 0 trades by 0 insiders, last 12 months Insider sales History → $0 0 trades by 0 insiders
Net ▲ $0 net buying

No open-market insider trades reported in the last 12 months.

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Earnings dates and SEC filings

Results announcements

Next expected around November 5, 2026 estimated from the company's past filing pattern, not announced

  • August 7, 2026
  • May 8, 2026
  • March 27, 2026
  • November 6, 2025
  • August 8, 2025
  • May 8, 2025

Recent SEC filings

Data status

When each part of this page on United Guardian Inc was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

United Guardian Inc in brief

What does United Guardian Inc do?
United Guardian Inc is a US-listed company in the personal care products industry. Its financial year ends in December.
What is United Guardian Inc's stock ticker?
United Guardian Inc trades under the ticker UG on Nasdaq. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is United Guardian Inc's revenue, and how fast is it growing?
Over its most recent trailing twelve months, United Guardian Inc reported revenue of $11.2M, 3.2% higher than a year earlier, according to its SEC filings.
What is United Guardian Inc's free cash flow?
United Guardian Inc's free-cash-flow margin is 30.3% of revenue over the trailing twelve months, ranking 1 of the 21 personal care products companies we cover.
What is United Guardian Inc's fair value (intrinsic value) per share?
Our discounted-cash-flow model of United Guardian Inc's free cash flow after stock-based pay gives ~$13 per share in the base case, and ~$11–$17 across growth scenarios. These are model values under stated assumptions — not a price target or a recommendation.
Who are United Guardian Inc's largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Renaissance Technologies LLC, GAMCO Investors, Inc. Et Al and Vanguard Capital Management LLC. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
What is United Guardian Inc's market cap?
On November 2, 2026, United Guardian Inc's market capitalisation was about $33.3M, with a price-to-earnings ratio of 13.5 and net debt of -$2.4M. Market figures come from third-party market data and may be delayed.
Does United Guardian Inc pay a dividend?
Yes: United Guardian Inc paid $2.3M in dividends over the trailing twelve months, a dividend yield of 6.90% and a payout ratio of 93.2%.
Who are United Guardian Inc's competitors?
In our Personal Care Products peer group, the companies closest to United Guardian Inc are Cbdmd, Inc., Axil Brands, Inc., Natural Health Trends Corp, Fitlife Brands, Inc. and Mannatech Inc. The side-by-side comparison below sets their revenue, margins and growth against United Guardian Inc's.
When is United Guardian Inc's next earnings date?
Around November 5, 2026, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — United Guardian Inc announces its own schedule.