Versabank cash flow statement

In fiscal 2025, Versabank's operations generated $31.7m of cash; it spent $681,401 on capital projects, leaving free cash flow of $31.1m. It returned $2.3m in dividends.

Cash flow statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Versabank: cash flow statement, annual
Fiscal year	2020Oct 2020	2021Oct 2021	2022Oct 2022	2023Oct 2023	2024Oct 2024	2025Oct 2025
Cash from operations	104	−86	−25	70	200	32
Stock-based pay	—	0	1	1	0	0
Capital spending	0	0	0	0	14	1
Free cash flow	104	−86	−26	70	187	31
Free cash flow after stock pay	—	−86	−27	69	186	31
Dividends paid	3	3	3	3	3	2

Free cash flow is cash from operations minus capital spending. Free cash flow after stock pay also subtracts stock-based compensation, a real cost to shareholders that the cash flow statement adds back. Dividends, buybacks and shares issued are cash amounts for the period.

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Figures from Versabank's SEC filings (10-K and 10-Q), retrieved November 1, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Versabank.