Versabank balance sheet

At the end of fiscal 2025, Versabank had total assets of $4.15bn, total liabilities of $3.77bn and shareholders' equity of $380m. It held $415m in cash against $0 of debt: net cash of $415m.

Balance sheet

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Versabank: balance sheet, annual
Fiscal year	2020Oct 2020	2021Oct 2021	2022Oct 2022	2023Oct 2023	2024Oct 2024	2025Oct 2025
Cash and equivalents	193	219	65	95	162	415
Goodwill	0	5	4	4	9	9
Total assets	1,458	1,948	2,395	3,028	3,471	4,146
Total debt	0	0	0	0	0	0
Total liabilities	1,267	1,680	2,137	2,756	3,185	3,766
Shareholders' equity	191	268	257	272	286	380
Net debt (negative = net cash)	−193	−219	−65	−95	−162	−415

Balances at each fiscal year end (quarter end in the quarterly view). Total debt is short- plus long-term borrowings, including lease debt where the company reports it within debt. Where assets do not equal liabilities plus shareholders' equity, the difference (non-controlling interests, redeemable preferred shares) is shown on its own line.

Compare with peers

Head to head: ISBA vs VBNK FCCO vs VBNK VBNK vs WNEB EFSI vs VBNK

More: Regional Banks stocks compared, Financials sector, rankings of US companies

Figures from Versabank's SEC filings (10-K and 10-Q), retrieved November 1, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Versabank.