Ezcorp Inc income statement
In fiscal 2025, Ezcorp Inc reported revenue of $1.27bn, up 9.7% on the year before, operating income of $149m (a 11.7% margin) and net income of $110m, or $1.42 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2009Sept 2009 | 2010Sept 2010 | 2011Sept 2011 | 2012Sept 2012 | 2013Sept 2013 | 2014Sept 2014 | 2015Sept 2015 | 2016Sept 2016 | 2017Sept 2017 | 2018Sept 2018 | 2019Sept 2019 | 2020Sept 2020 | 2021Sept 2021 | 2022Sept 2022 | 2023Sept 2023 | 2024Sept 2024 | 2025Sept 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 597 | 733 | 853 | 961 | 810 | 746 | 720 | 731 | 748 | 812 | 847 | 823 | 730 | 886 | 1,049 | 1,162 | 1,274 | 1,584 |
| Cost of revenue | 204 | 251 | 296 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Gross profit | 360 | 447 | 526 | 596 | 480 | 422 | 403 | 428 | 436 | 482 | 494 | 449 | 449 | 528 | 610 | 682 | 746 | 928 |
| General and administrative | 40 | 53 | 51 | 48 | 70 | 80 | 73 | 68 | 53 | 54 | 64 | 54 | 56 | 64 | 68 | 76 | 84 | 102 |
| Operating income | 101 | 142 | 175 | 196 | 79 | 18 | −16 | 29 | 53 | 67 | 47 | −48 | 31 | 75 | 92 | 113 | 149 | 220 |
| Interest expense | 1 | 1 | 2 | — | 16 | 8 | 16 | 16 | 28 | 28 | 33 | 22 | 22 | 10 | 16 | 14 | 23 | 33 |
| Net interest income | — | −1 | −2 | 2 | −15 | −27 | — | — | — | — | — | — | — | — | — | — | — | — |
| Provision for credit losses | — | 34 | 37 | 43 | 14 | 2 | 3 | 2 | 2 | — | — | — | — | — | — | — | — | — |
| Income before tax | — | 152 | 190 | 214 | 32 | 8 | −66 | 0 | 43 | 56 | 4 | −70 | 16 | 68 | 52 | 116 | 147 | 213 |
| Income tax | 37 | 54 | 66 | 68 | 9 | 4 | −14 | 9 | 11 | 18 | 2 | −2 | 7 | 18 | 13 | 33 | 37 | 54 |
| Net income | 68 | 97 | 122 | 137 | 22 | −68 | −89 | −81 | 31 | 37 | 3 | −68 | 9 | 50 | 38 | 83 | 110 | 158 |
| Diluted EPS | $1.42 | $1.96 | $2.43 | $2.67 | $0.41 | −$1.25 | −$1.64 | −$1.49 | $0.58 | $0.64 | $0.05 | −$1.24 | $0.15 | $0.70 | $0.53 | $1.10 | $1.42 | $1.89 |
| Diluted shares (average) | 48m | 50m | 50m | 51m | 54m | 54m | 54m | 54m | 54m | 58m | 56m | 55m | 56m | 82m | 81m | 84m | 83m | 84m |
| EBITDA | 114 | 156 | 194 | 221 | 114 | 57 | 21 | 58 | 77 | 93 | 76 | −18 | 62 | 107 | 124 | 146 | 182 | 256 |
| Quarter | 2024 Q4Sept 2024 | 2025 Q1Dec 2024 | 2025 Q2Mar 2025 | 2025 Q3Jun 2025 | 2025 Q4Sept 2025 | 2026 Q1Dec 2025 | 2026 Q2Mar 2026 | 2026 Q3Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 295 | 320 | 306 | 311 | 337 | 382 | 447 | 419 |
| Gross profit | 175 | 185 | 178 | 184 | 199 | 223 | 260 | 246 |
| General and administrative | 21 | 24 | 25 | 28 | 7 | 27 | 34 | 34 |
| Operating income | 26 | 42 | 34 | 36 | 37 | 61 | 68 | 55 |
| Interest expense | 3 | 3 | 3 | 8 | 8 | 8 | 8 | 8 |
| Income before tax | 26 | 41 | 34 | 35 | 36 | 59 | 65 | 52 |
| Income tax | 11 | 10 | 9 | 8 | 10 | 15 | 16 | 14 |
| Net income | 15 | 31 | 25 | 27 | 27 | 44 | 49 | 38 |
| Diluted EPS | $0.21 | $0.40 | $0.33 | $0.34 | $0.34 | $0.55 | $0.61 | $0.48 |
| EBITDA | 34 | 50 | 42 | 44 | 45 | 69 | 77 | 64 |
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