Ezcorp vs PRA Group
Ezcorp and PRA Group are similar in size: $1.27bn and $1.20bn of revenue in their latest fiscal years. Ezcorp grew faster (9.7% against 7.8%). Ezcorp kept more of each dollar of sales as profit: a net margin of 8.6% against -25.4%.
| Latest fiscal year | EzcorpEZPW, 2025 | PRA GroupPRAA, 2025 |
|---|---|---|
| Revenue | $1.27bn | $1.20bn |
| Revenue growth | 9.7% | 7.8% |
| Net income | $110m | −$305m |
| Operating margin | — | — |
| Net margin | 8.6% | -25.4% |
| Return on equity | 12.0% | -28.9% |
| Free cash flow | $110m | −$90.4m |
| Cash | $470m | $104m |
| Total debt | $530m | $3.70bn |
| Debt to equity | — | — |
| Dividend per share | — | — |
| Dividend yield | — | — |
| Share buybacks | $7.0m | $20.0m |
| Employees | 8,500 | — |
| Market value | $2.40bn | $744m |
| Price vs our value range | Below our value range | — |
| Moat score | 40 (Weak) | 42 (Weak) |
| Insider trades, 12 months | 0 buys, 12 sales | 1 buys, 0 sales |