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Lovesac Co key statistics and ratios

In fiscal 2026, Lovesac Co had return on equity of 1.9% and a net margin of 0.6%. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2018Feb 20182019Feb 20192020Feb 20202021Jan 20212022Jan 20222023Jan 20232024Feb 20242025Feb 20252026Feb 2026LTMAug 2026
Net margin−5.4%−4.0%−6.5%4.6%9.5%4.1%3.4%1.7%0.6%2.6%
Return on equity−23.3%−13.1%−18.0%14.9%35.7%15.1%11.6%5.3%1.9%8.3%
Return on assets−13.3%−9.2%−13.2%9.9%17.6%6.8%5.4%2.3%0.8%3.3%
Effective tax rate———0.6%−17.5%28.1%25.0%29.7%39.0%29.7%
R&D as % of revenue—————1.3%1.1%1.2%1.0%0.9%
SG&A as % of revenue49.9%46.1%42.1%34.7%32.1%33.2%37.7%41.4%40.7%40.9%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Financial health

2 of 2 checks passed · August 2, 2026
What it owns · $539m
Short-term assets $239mLonger-term assets $300m
What it owes, and who funded it · $539m
Short-term liabilities $162mLonger-term liabilities $167mShareholders' equity $210m
  • Short-term assets cover short-term liabilities $239m of assets due within a year against $162m of liabilities due within a year.
  • Short-term assets cover long-term liabilities $239m short-term assets against $167m of longer-dated liabilities.
  • More cash than debt Cash or debt not separately reported. Not assessable.
  • Debt below 40% of shareholders' equity Equity or debt not reported. Not assessable.
  • Debt burden no higher than five years ago Five-year comparison not available. Not assessable.
  • A year's operating cash flow covers at least 20% of debt Cash flow or debt not reported. Not assessable.
  • Operating profit covers interest at least five times over Interest not separately reported. Not assessable.

From Lovesac Co's latest balance sheet as filed. Checks are fixed, documented rules (methodology), counted only where the company reports the figures — a dot means the filing doesn't break the item out. Descriptions of reported data, not advice.

Moat

60 /100

Moderate moat

How hard Lovesac's competitive advantage looks for rivals to wear away, judged from 8 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 20 / 20

    Cash operating profit has been a median 28.6% of total assets over 8 years.

  • Pricing power 18 / 20

    Gross margin has been a median 55.4%, moving by 2.9 percentage points (standard deviation) across 8 years.

  • Durability 0 / 20

    Operating margin has been a median 2.6%; its worst year was -4.5%.

  • Cash conversion 8 / 20

    Free cash flow was positive in 5 of 8 years, at a median 3.6% of revenue.

  • Discipline 20 / 20

    The diluted share count fell 9.0% over five years; stock-based pay has been a median 1.3% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (66 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Compare with peers

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More: Homefurnishing Retail stocks compared, Consumer Discretionary sector, rankings of US companies

Figures from Lovesac Co's SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Lovesac Co.