Pagaya Technologies vs PRA Group
Pagaya Technologies and PRA Group are similar in size: $1.30bn and $1.20bn of revenue in their latest fiscal years. Pagaya Technologies grew faster (26.1% against 7.8%). Pagaya Technologies kept more of each dollar of sales as profit: a net margin of 6.3% against -25.4%.
| Latest fiscal year | Pagaya TechnologiesPGY, 2025 | PRA GroupPRAA, 2025 |
|---|---|---|
| Revenue | $1.30bn | $1.20bn |
| Revenue growth | 26.1% | 7.8% |
| Net income | $81.4m | −$305m |
| Operating margin | 20.3% | — |
| Net margin | 6.3% | -25.4% |
| Return on equity | 20.2% | -28.9% |
| Free cash flow | $225m | −$90.4m |
| Cash | $235m | $104m |
| Total debt | $194m | $3.70bn |
| Debt to equity | 40.4% | — |
| Dividend per share | — | — |
| Dividend yield | — | — |
| Share buybacks | — | $20.0m |
| Employees | 518 | — |
| Market value | $1.75bn | $744m |
| Price vs our value range | — | — |
| Moat score | — | 42 (Weak) |
| Insider trades, 12 months | 2 buys, 34 sales | 1 buys, 0 sales |